

Justin Kraeger
Mortgage Advisor | Washington DC Metro | Strategic...

Justin Kraeger is a mortgage advisor serving the Washington DC Metro area, helping clients make smart, strategic home financing decisions that align with their long-term financial goals.
He takes an education-first approach, working closely... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
10 AM to 4 PM
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Reviews from Web
Justin and his team were great, I had a complex situation and they made it simple and easy for me.
Reply from Owner
September 16th, 2025 01:36 PM
I appreciate your feedback, Jonathan. I'm glad that my team and I could simplify the process for you, even with the complexity involved. If you ever have more questions or need additional support, feel free to reach out.
I had a pretty complex situation that the team made simple and easy for me. Everyone was friendly and professional.
Reply from Justin Kraeger
September 11th, 2025 05:08 PM
Hey Jonathan! Really glad we could help you get into your new place and get you everything we needed with the structuring of the financing. Hope the recent move went well!
The level of communication and ability to explain the loan terms and what it means for our situation.
Reply from Justin Kraeger
March 24th, 2025 01:17 PM
Thanks so much for your kind words, Nick. I'm really happy for you and Samantha and happy to hear that you appreciated the communication and explanations throughout the loan process. It's important to me that everything is clear and tailored...
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See prior answer about Justin! He was creative, upfront, and knowdgeable. Walked us through every step
Reply from Justin Kraeger
March 21st, 2025 12:04 AM
Thanks so much for your kind words, Samantha! I'm thrilled to hear that you felt supported and informed throughout the process. It's always my goal to make sure everything is clear and smooth for my clients, especially during such an important...
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I had the pleasure of working with Justin and his team when I purchased my first home in Dec 2024. First of all, I didn't think that purchasing a home in my current situation was possible but Justin went out of his way to show me that my dream...
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Reply from Owner
March 20th, 2025 12:00 AM
Cindy! Thank you so much for the review. If was awesome to work with your and Chris on your first home purchase and I am so glad that we were able to meet each other! Looking forward to helping you guys in the future and hopefully supporting...
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I never felt like a bother and the whole team tended to my request in a timely and thorough manner.
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Cindy, we are thrilled for you and Chris! It was our pleasure to help make this a simple first-time home purchase. I am looking forward to helping you guys in the future as your family needs change and grow.
great communication and fast service
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Tsedey, thank you so much for the kind words! I am thrilled that we were able to help you and Menelik find your family home! It was a nearly 2-year journey, and I am so happy you guys will be settled in your community and home for the foreseeable...
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I'd give you 10 stars if I could
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
My man. First of many. Feeling is mutual.
Justin and his team are great to work with! very responsive, educational, and on top of it
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Hadley! It was a pleasure working with you on this one! So happy we found Michelle and Ben their new home in DC. You guys are always top notch to work with at The Goodhart Group! Thanks so much for the kind words!
Justin and Gloria are kind, patient and help make a very complicated and often confusing process easy and seamless for their clients. Looking forward to working with them in the future.
Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Thanks, Shawn. Happy we could help you and Liz out on short notice and walk you through the decision-making process that worked best for you. We appreciate you both and are always here to help as best we can.
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About
Justin Kraeger is a mortgage advisor serving the Washington DC Metro area, helping clients make smart, strategic home financing decisions that align with their long-term financial goals.
He takes an education-first approach, working closely with clients to help them understand their options, structure the right mortgage strategy, and feel confident in every decision they make.
Whether buying, refinancing, or planning ahead, Justin focuses on clarity, communication, and long-term thinking so clients can move forward with confidence and a clear plan.
NMLS #2081169
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Self-Employed Mortgages
Cash-Out Refinances
Home Equity Loan
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- NEO Home Loans - Mortgage AdvisorJul 3rd, 2023 - Current
- Apex Home Loans - Mortgage AdvisorApr 1st, 2021 - Jun 30th, 2023
Memberships
- NWCC Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- DC
- MD
- VA
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Achievements
- Certified Mortgage Planning Specialist
- Certified Liability Advisor
Hobbies
- Cycling
- Camping/Hiking
- Skiing
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access