Justin Kraeger
Mortgage Advisor | Washington DC Metro | Strategic...
Justin Kraeger is a mortgage advisor serving the Washington DC Metro area, helping clients make smart, strategic home financing decisions that align with their long-term financial goals.
He takes an education-first approach, working closely... Show More
Location & Business Hours
Business Hours
Sun
10 AM to 4 PM
Mon
8 AM to 5 PM(Open now)
Tues
8 AM to 5 PM
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Reviews from Web
Working with Justin throughout our home buying process was a fantastic experience. He was consistently responsive, knowledgeable, and patient, and made what could have been a very stressful process feel manageable from start to finish. We always...
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Reply from Justin Kraeger
August 28th, 2026 03:31 PM
Jack! Thank you so much for the kind review! I am very happy for you guys and so glad we were able to make the home buying process stress free for you guys!
I was working with one lender and decided to shop around to see if I could get a different rate. I was reading a Reddit forum for NOVA lenders and someone recommended Better and Justin. I filled out the form online on Better's website and within...
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Reply from Owner
May 27th, 2026 11:52 PM
Amanda, thank you for such a thoughtful review and for trusting me after deciding to shop around. I’m glad the communication, guidance, and number-crunching helped you understand your options and feel confident in each decision throughout the...
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I really appreciate the level of communication and the quick responses. Justin was willing to run the numbers for me over and over and over. The entire staff was very personable which is not that common in this industry.
Reply from Justin Kraeger
August 28th, 2026 03:46 PM
Amanda! Thank you so much for the review. I am so glad we were able to connect to help you find your new home!
Justin Kraeger has received a review with 5 star rating from Laura G
Reply from Owner
April 14th, 2026 04:08 PM
Thank you so much for your thoughtful review. I’m really glad the guidance around your financial options helped you set clear goals and move forward with confidence. Ashley and the NEO team care deeply about making the process feel seamless...
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Everyone i worked with was very patient with me in answering any of the questions i asked
Reply from Justin Kraeger
April 14th, 2026 04:09 PM
Thank you, David. I really appreciate you taking the time to share that. Making sure you had clear answers and felt confident in each decision is a big part of the process, and I’m glad our team was able to provide that guidance along the way....
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Thank you for making it happen for us!
Reply from Justin Kraeger
April 14th, 2026 04:12 PM
Thank you, Laura. Your financing situation required a more specialized loan approach and a quick turnaround, and I’m glad we were able to bring clarity to the options and get everything in place to help move the contract forward. I also appreciate...
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We used Justin as our lender for buying our house, and I am so glad we did! He knows this market incredibly well, and I am confident that having him as our lender was what got our offer accepted over two other offers that actually offered a...
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Reply from Justin Kraeger
March 17th, 2026 04:43 PM
Kristen! Thank you so much for trusting us for your home purchase. Crazy to think that meeting at TKPK Street Fest would lead you to buying your Takoma Park home! I am super happy for you and Gabe! Welcome to the neighborhood!
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Reply from Justin Kraeger
March 17th, 2026 04:45 PM
Thanks for the 5 stars Brandon!
Justin Kraeger has received a review with 5 star rating from Landon J
Reply from Owner
January 23rd, 2026 05:49 PM
Thanks for the 5 Star review Landon! Hope you and Polina are thrilled to be in your new home!
Great! Justin made the process really straightforward and would follow up very promptly.
Reply from Justin Kraeger
January 23rd, 2026 05:49 PM
I'm glad to hear that you found the process straightforward, Landon. Ensuring timely follow-ups and clarity is always a priority for me. If any questions arise or you need assistance in the future, please feel free to reach out. Enjoy your...
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About
Justin Kraeger is a mortgage advisor serving the Washington DC Metro area, helping clients make smart, strategic home financing decisions that align with their long-term financial goals.
He takes an education-first approach, working closely with clients to help them understand their options, structure the right mortgage strategy, and feel confident in every decision they make.
Whether buying, refinancing, or planning ahead, Justin focuses on clarity, communication, and long-term thinking so clients can move forward with confidence and a clear plan.
NMLS #2081169
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Self-Employed Mortgages
Cash-Out Refinances
Home Equity Loan
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- NEO Home Loans - Mortgage AdvisorJul 3rd, 2023 - Current
- Apex Home Loans - Mortgage AdvisorApr 1st, 2021 - Jun 30th, 2023
Memberships
- NWCC Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- DC
- MD
- VA
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Achievements
- Certified Mortgage Planning Specialist
- Certified Liability Advisor
Hobbies
- Cycling
- Camping/Hiking
- Skiing
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access