Justin Kraeger
Mortgage Advisor | Washington DC Metro | Strategic...
Justin Kraeger is a mortgage advisor serving the Washington DC Metro area, helping clients make smart, strategic home financing decisions that align with their long-term financial goals.
He takes an education-first approach, working closely... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
10 AM to 4 PM
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Reviews from Web
Justin & his team are the real deal when it comes to home buying, and all the pieces involved. Extremely helpful, responsive, proactive, and deeply care about their clients. 10/10 experience!
Reply from Owner
December 30th, 2025 05:07 PM
Andrew. It is easy to be good at what we do when we have clients like you. We are thrilled to get you into your first home and are looking forward to continuing to work with you throughout homeownership!
Level of care for the client, ask deep questions/curiosity and extremely proactive and responsive. Answered all questions that I had and alleviated any concerns. Very pleased with my experience overall - Justin and his team are awesome!
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Reply from Justin Kraeger
January 23rd, 2026 05:43 PM
Andrew! Thank you so much for trusting us with your home purchase and we are thrilled you had such a good experience. Looking forward to helping in the future!
10000/10 recommend Justin and his team. They were professional, communicative, knowledgeable, and so helpful!
Reply from Owner
January 23rd, 2026 05:44 PM
Sarah! Thanks so much! we are so thrilled for you and Travis. Feel free to reach out if you need anything!
We came into the home buying process so blind but Justin and his team broke everything down in a way that was so easy to understand. We would not have been able to get through this process without them!
Reply from Justin Kraeger
January 23rd, 2026 05:49 PM
I'm glad to hear that my team and I could make the home buying process clearer for you, Sarah. If there's anything else you need or questions that arise in the future, just let me know.
I have had nothing but a wonderful experience with the team! Justin made this entire process very easy (and dare I say enjoyable) even though I was very apprehensive regarding the purchasing of a home at first. I greatly appreciate how comfortable...
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Reply from Justin Kraeger
January 23rd, 2026 05:48 PM
Izora! Thank you so much for letting us help you with your home purchase. I am so glad we could get you as close to that 10 as possible! Looking forward to working with you into the future!
typed everything out in the message where the comments are so you could use that but just to reiterate, you guys were great and excellent by being able to make my loan happen and make my closing day happen what I wanted to happen you guys made...
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Reply from Justin Kraeger
March 17th, 2026 04:45 PM
Thanks for the kind words and 5 star review Sesank
Great experience! Would highly recommend working with Neo. Justin Kraeger was outstanding and helpful. Really made it easy to navigate our home sale and purchase process.
Reply from Owner
September 16th, 2025 03:17 AM
Thanks for sharing your experience, Brandon. I'm glad to hear that you found the process easy and that I could assist you effectively with your home sale and purchase. It means a lot to be part of this important step in your journey. If you...
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Great honest advice and really helped us figure out what was right for our situation.
Reply from Justin Kraeger
September 11th, 2025 05:11 PM
Brandon! I am so glad you guys had a great experience. I hope the move down from up north was smooth and easy. Looking forward to being neighbors!
We had a fantastic experience with Neo Home Loans. Knowledgeable staff and the user-friendly portal and effective use of technology made the entire process seamless and enjoyable. Highly recommend their service for anyone looking for a smooth...
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Reply from Owner
September 16th, 2025 01:36 PM
It's great to hear that you had such a positive experience with NEO Home Loans, Raffi. I'm really pleased that the knowledgeable staff and our technology met your needs throughout the process. Thank you for recommending our services, and if...
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User-friendly portal and effective use of technology made the entire experience, seamless for us
Reply from Justin Kraeger
September 11th, 2025 05:10 PM
Raffi! It was such a pleasure to work with you and your family! Glad you had such a wonderful experience with our team!
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About
Justin Kraeger is a mortgage advisor serving the Washington DC Metro area, helping clients make smart, strategic home financing decisions that align with their long-term financial goals.
He takes an education-first approach, working closely with clients to help them understand their options, structure the right mortgage strategy, and feel confident in every decision they make.
Whether buying, refinancing, or planning ahead, Justin focuses on clarity, communication, and long-term thinking so clients can move forward with confidence and a clear plan.
NMLS #2081169
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Self-Employed Mortgages
Cash-Out Refinances
Home Equity Loan
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- NEO Home Loans - Mortgage AdvisorJul 3rd, 2023 - Current
- Apex Home Loans - Mortgage AdvisorApr 1st, 2021 - Jun 30th, 2023
Memberships
- NWCC Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- DC
- MD
- VA
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Achievements
- Certified Mortgage Planning Specialist
- Certified Liability Advisor
Hobbies
- Cycling
- Camping/Hiking
- Skiing
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access