Justin Kraeger
Mortgage Advisor | Washington DC Metro | Strategic...
Justin Kraeger is a mortgage advisor serving the Washington DC Metro area, helping clients make smart, strategic home financing decisions that align with their long-term financial goals.
He takes an education-first approach, working closely... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
10 AM to 4 PM
Sun
10 AM to 4 PM
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Reviews from Web
Justin's thorough analysis and presentation of our financial options helped us set attainable goals with confidence. Ashley went the extra mile to secure our loan, and was constantly working for us behind the scenes to make the process feel...
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Reply from Justin Kraeger
April 14th, 2026 03:39 PM
Laura, I really appreciate you taking the time to share this. It means a lot to know the guidance and clarity around your options helped you set goals and move forward with confidence in your decisions. Ashley and I were glad to support you...
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We used Justin as our lender for buying our house, and I am so glad we did! He knows this market incredibly well, and I am confident that having him as our lender was what got our offer accepted over two other offers that actually offered a...
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Reply from Owner
March 17th, 2026 04:44 PM
Gabe! Thank you so much for the kind words. It was a pleasure helping you and Kristen find your Takoma Park home! I'm so thrilled for you both and can't wait to see you guys in the neighborhood!
Justin was essential to our home buying process. We are first time homebuyers and I was very nervous about the home buying process and what it meant for our family’s financial picture moving forward. We had been renters for a very long time...
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Reply from Justin Kraeger
January 25th, 2025 12:14 AM
Michelle, I am so happy for you and Tim! It was my pleasure to help you guys navigate your first home purchase! I hope you had a wonderful holiday in your new home. I look forward to continuing to help you well into home ownership. Happy holidays...
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As a first time homeowner, Justin was extremely helpful in walking us through the steps, and went the extra mile to call the listing agent to ensure we got the house we wanted.
I admire Justin's professionalism. I felt confident and supported. One of the absolute best.
Reply from Owner
October 2nd, 2026 02:15 PM
Nannette, it was so wonderful working with you on this purchase. I am looking forward to continuing our partnership and helping more of your clients in the future. Thanks for making my job so easy and for the kind words!
Justin kept me informed every step of the way. I admire the professionalism and the attention to detail. Justin made this transaction one of the best experiences for me
Reply from Justin Kraeger
October 2nd, 2026 02:15 PM
Nannette, it was so wonderful working with you on this purchase. I am looking forward to continuing our partnership and helping more of your clients in the future. Thanks for making my job so easy and for the kind words!
Excellent lender! This and all previous transactions have been wonderful. Justin is a true professional who knows every product and walks you and your clients through every step of the way with utmost knowledge and confidence.
Reply from Owner
August 25th, 2026 07:50 PM
Alina! Thank you so much for the kind review. It's an absolute joy working with you and helping our clients! Thank you for the review and looking forward to the next one!
Justin and his team were wonderful! My clients and I were very happy with the process.
Reply from Justin Kraeger
August 28th, 2026 03:28 PM
Thank you for the kind words Alina! I always love when we get the chance to work together.
The team was extremely knowledgeable and went above and beyond to help us get to the finish line . From start to finish the process was seamless and the team was very responsive.
Reply from Justin Kraeger
August 28th, 2026 03:29 PM
Libby, thanks so much for the review. I am excited for you and Brent to enjoy the new ski home!
Justin was amazing
Reply from Justin Kraeger
August 28th, 2026 03:29 PM
Thanks Brent! Enjoy the skiing!
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About
Justin Kraeger is a mortgage advisor serving the Washington DC Metro area, helping clients make smart, strategic home financing decisions that align with their long-term financial goals.
He takes an education-first approach, working closely with clients to help them understand their options, structure the right mortgage strategy, and feel confident in every decision they make.
Whether buying, refinancing, or planning ahead, Justin focuses on clarity, communication, and long-term thinking so clients can move forward with confidence and a clear plan.
NMLS #2081169
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Self-Employed Mortgages
Cash-Out Refinances
Home Equity Loan
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- NEO Home Loans - Mortgage AdvisorJul 3rd, 2023 - Current
- Apex Home Loans - Mortgage AdvisorApr 1st, 2021 - Jun 30th, 2023
Memberships
- NWCC Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- DC
- MD
- VA
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Achievements
- Certified Mortgage Planning Specialist
- Certified Liability Advisor
Hobbies
- Cycling
- Camping/Hiking
- Skiing
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access