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Justin Jones - Senior Loan Officer | NMLS# 2002890 | Ruoff Mortgage NMLS#141868 in Carmel, IN
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Justin Jones

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Senior Loan Officer | NMLS# 2002890 | Ruoff Mortga...

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At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
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    Thomas G G
    Lehigh Acres, FL
    Posted on April 8th, 2026 05:41 PM
    From the start, Justin was upfront about the entire loan process and fees that were involved. He answered all the questions I had regardless of the time of day or if it was the weekend. Justin is very knowledgeable in all aspects of the loan...
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    Reply from Justin Jones
    April 20th, 2026 06:26 PM
    Thomas, I'm grateful for your positive feedback. It's important to me to provide clear information and be available whenever you need assistance, whether it’s during the week or on weekends. I'm happy to have helped you secure favorable terms,...
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    Holly P
    Posted on February 27th, 2026 09:45 PM
    Justin has been a fantastic asset to my real estate clients. He is easy to contact, a wealth of knowledge, and always comes through in presenting the best possible loan product for the individual clients. Justin makes sure all aspects are secure...
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    Reply from Owner
    March 2nd, 2026 02:18 PM
    Thank you so much for the incredibly generous words Holly! Helping your clients feel confident and cared for throughout the process is always the goal. Buying a home is a big deal, and they deserve clear communication, smart strategy, and zero...
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    Logan S
    Posted on February 27th, 2026 06:48 PM
    Highly recommend, Justin! As a realtor, referring a client to a lender is a lot of responsibility. Justin has always exceeded my clients expectations and truly cares for each client. He is thorough, educational and professional.
    Reply from Owner
    February 27th, 2026 08:26 PM
    Thanks for the kind words, Logan. I always appreciate working with a like minded counterpart like yourself who prides themselves on education and communication. I look forward to our continued partnership!
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    Jacob D
    Posted on February 26th, 2026 05:52 PM
    Justin was great! He made the whole house buying experience super easy and made me feel comfortable about buying by giving me the numbers each step of the way!
    Reply from Owner
    February 27th, 2026 08:24 PM
    Thank you for the glowing review, Jake! It was great getting you into your first home and that you found me providing the numbers for the houses you looked at beneficial. I can't wait to see what touches you put on the house.
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    Madison E G
    Indianapolis, IN
    Posted on February 23rd, 2026 04:00 PM
    Justin was great!
    Reply from Justin Jones
    February 23rd, 2026 04:19 PM
    I appreciate your feedback, Maddy. I'm glad to hear you had a positive experience. If you have any further needs or questions, feel free to reach out anytime.
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    Madison G
    Posted on February 17th, 2026 08:04 PM
    Justin was amazing during the home buying process! It didn’t matter what hour we needed help, he was there for us. There was clear communication from the start which allowed for a seamless transaction!
    Reply from Owner
    February 19th, 2026 07:35 PM
    Thank you for the glowing review Maddy! I'm glad I could be there for you throughout the home buying process. Providing clear communication and support whenever needed is something I take seriously to ensure everything goes smoothly. I look...
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    Cooper G
    Posted on February 17th, 2026 08:02 PM
    Justin is an excellent Lender to work with. As a realtor, I am always confident in Justin‘s communication and knowledge. His client care is second to none!
    Reply from Owner
    February 19th, 2026 07:36 PM
    I'm grateful for your kind words, Cooper. Keeping open lines of communication and providing knowledgeable service is a priority for me, especially when working alongside great realtors like yourself. I look forward to our continued partnership!...
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    Jacob S D
    Frankton, IN
    Posted on February 16th, 2026 04:05 PM
    The people at ruoff are all great and very helpful!
    Reply from Justin Jones
    February 19th, 2026 07:39 PM
    I'm glad to hear that you found the support from everyone here at Ruoff Mortgage helpful, Jake. I'm excited to see what renovations you will be able to do now that the house is finally yours. I look forward to staying in touch and if there...
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    Adison L
    Posted on February 10th, 2026 08:02 PM
    Justin Jones has received a review with 5 star rating from Adison L
    Reply from Owner
    February 11th, 2026 07:37 PM
    Thank you for the excellent rating, Adie! It was a pleasure getting to work with both you and Clayton. Now time to plan that wedding!
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    Clayton M
    Indianapolis, IN
    Posted on February 10th, 2026 07:55 PM
    Justin was awesome to work with throughout our mortgage process! Super responsive, easy to talk to, and really good at explaining all the numbers and options without making it overwhelming. He stayed on top of everything, kept the process moving,...
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    Reply from Justin Jones
    February 11th, 2026 07:35 PM
    I appreciate your kind words, Clayton. It's great to know that I could make the mortgage process easier and less stressful for you. Providing clear explanations and staying responsive are important to me, so I'm glad it resonated with you....
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Conventional Loans
    FHA Loans
    USDA Loans
    Down Payment Assistance
    Debt Service Coverage Ratio (DSCR) Loans
    Bank Statement Loans
    New Construction
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    Memberships
    • MIBOR
    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • IN NMLS: 2002890
    • OH: MLO-OH.2002890
    Hobbies
    • Spending time with family and friends
    • Avid sports fan - Purdue, Packers, Brewers, Bucks, Red Wings, Chelsea FC
    • Traveling
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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