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Guild Mortgage - Justin Holyszko

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Branch Manager | NMLS# 170956

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
89%
4 Star
7%
3 Star
1%
2 Star
2%
1 Star
2%
Reviews from Web
  • Encompass
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    Crystal M
    SAGINAW, MI
    Posted on August 27th, 2025 02:26 PM
    Justin Holyszko made sure we had a GREAT experience buying our home.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
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    Austin J
    MIDLAND, MI
    Posted on August 15th, 2025 08:46 PM
    Justin did a great job with his communication. He left me know everything that needed to be done, gave me good advice, explaining everything to my liking, and responded at all times of the day.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • Encompass
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    Aubrey M W
    MILLINGTON, MI
    Posted on August 9th, 2025 01:03 PM
    Quick and effective!
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I'm always looking for ways to improve my services and I appreciate your review. I'm sorry you didn't view your experience with me as a 5-star level of service. I hope I'll have the opportunity to serve you again and deliver exceptional services....
    read more
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    Jessie W J
    BAY CITY, MI
    Posted on August 4th, 2025 12:13 PM
    More knowledgable in the home market
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Paul M A
    Auburn, MI
    Posted on July 21st, 2025 01:57 PM
    Easy to work with, friendly and great service
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • Encompass
    K
    Kyle J
    SAINT CHARLES, MI
    Posted on July 21st, 2025 01:05 PM
    Everyone was helpfully and genuine
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    T
    Thad B
    PINCONNING, MI
    Posted on July 19th, 2025 01:31 PM
    All through the process Justin made it easy and helped us greatly. I would recommend him to anyone
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    L
    Lupe G
    ESSEXVILLE, MI
    Posted on July 18th, 2025 05:03 PM
    Despite not being in the best position with my credit. Justin worked very hard to find investors willing to work with me. I will definitely be using his services again next time I need mortgage help.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    W
    Wendy S B
    PINCONNING, MI
    Posted on July 16th, 2025 12:29 PM
    Justin kept us updated, he made sure we were getting the best program for us, and very knowledgeable
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    R
    Randolph S P
    CADILLAC, MI
    Posted on July 10th, 2025 07:42 PM
    Navigation during communications/tasks to do very difficujt with repetitive issues. Site showed three open loan applications for us for this loan. When clicking on a new "To do" I was taken to "Start bew application" every time. Requested documents...
    read more
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Non-QM
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    Year Started

    2025

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 170956
    Disclaimer
    I am authorized to do business in the state of Michigan.; NMLS ID: 170956; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.