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Guild Mortgage - Justin Holyszko

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Branch Manager | NMLS# 170956

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
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8 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
89%
4 Star
7%
3 Star
1%
2 Star
2%
1 Star
2%
Reviews from Web
  • Encompass
    J
    James A G
    BAY CITY, MI
    Posted on June 18th, 2025 01:12 PM
    How fast the process went and what had to be done... and just overall communication was so prompt to the point and very informative!!! I would definitely recommend Justin to whoever I knew buying a home!!!!!
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    J
    Joseph J N
    ESSEXVILLE, MI
    Posted on May 23rd, 2025 01:00 PM
    Justin was great to work with answered all of my wife's and my questions in a quick manner and made this house buying process as quick as he could would recommend Justin to anybody I know looking to buy a house.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • Encompass
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    Dustin L D
    BAY CITY, MI
    Posted on May 14th, 2025 12:03 PM
    Extremely responsive & professional!
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
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    Matthew S G
    MIDLAND, MI
    Posted on April 12th, 2025 01:02 PM
    The team was very responsive and involved with making the whole deal come together
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • Encompass
    R
    Ryan J P
    BAY CITY, MI
    Posted on March 21st, 2025 02:12 PM
    everything was great
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    A
    Anne S
    BAY CITY, MI
    Posted on March 20th, 2025 12:43 PM
    Justin was very responsive and tried to answer all of my questions. There are some things that I had no idea about such as tax capture and what that when means but had to sign for it at closing.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you for your feedback but I'm sorry to hear that there were some areas that could have been improved. I'll take your feedback into consideration and work to make the process even better for future clients!
  • Encompass
    R
    Renee N C
    BAY CITY, MI
    Posted on March 13th, 2025 08:00 PM
    It was fast, easy, and he kept me informed every step of the way
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
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    Brandon S C
    BAY CITY, MI
    Posted on March 10th, 2025 01:29 PM
    Everything went fast and smooth and they were very helpful
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • Encompass
    A
    Ann V
    BAY CITY, MI
    Posted on March 7th, 2025 03:26 PM
    Was very professional and available to answer my questions.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • Encompass
    E
    Eric J K
    BAY CITY, MI
    Posted on March 2nd, 2025 02:07 PM
    Justin has been fantastic throughout the process. Excellent communication and goes above and beyond for his clients. Highly recommend anyone looking for a mortgage or refinance to use USA Mortgage.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • 61–70 of 353
    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Non-QM
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    Year Started

    2025

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 170956
    Disclaimer
    I am authorized to do business in the state of Michigan.; NMLS ID: 170956; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.