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Guild Mortgage - Justin Holyszko

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Branch Manager | NMLS# 170956

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
89%
4 Star
7%
3 Star
1%
2 Star
2%
1 Star
2%
Reviews from Web
  • API
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    Barbara A
    Harrisville, MI
    Posted on December 22nd, 2025 09:12 PM
    Justin is always available and puts his clients first! I have been working with Justin for many years now and he's my go to lender!!!
    Reply from Justin Holyszko
    January 1st, 2026 09:12 PM
    I'm pleased to hear about your positive experiences, Barbara. Being available and prioritizing my clients are key commitments I hold, and it's rewarding to know that I've been able to support you effectively over the years. Thank you for continuing...
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    Theresa G
    Bay City, MI
    Posted on December 17th, 2025 03:15 PM
    No thank you.
    Reply from Justin Holyszko
    December 29th, 2025 04:01 PM
    Thank you for the positive rating. If there's anything specific you'd like to share about your experience, feel free to reach out. I value your feedback and am here to assist with any questions you might have.
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    Joseph H
    Royal Oak, MI
    Posted on December 15th, 2025 12:02 AM
    Justin is amazing and makes every transaction seamless!
    Reply from Justin Holyszko
    December 25th, 2025 09:47 PM
    I'm grateful for your kind words, Joseph. It's great to know you found the transaction seamless. Your satisfaction is important to me, and I'm always here to help with any future needs at Guild Mortgage. Thank you!
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    Lisa L O
    STANDISH, MI
    Posted on October 12th, 2025 10:33 PM
    Everything
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
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    Cailin T
    STERLING, MI
    Posted on October 10th, 2025 02:54 PM
    Quick response and easy to do business with
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    R
    Remy L W
    BAY CITY, MI
    Posted on September 25th, 2025 12:38 PM
    Justin made refinancing easy, he told me everything i needed to know and always let me know right away when there was something I needed to do
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Michael O
    BAY CITY, MI
    Posted on September 23rd, 2025 01:14 AM
    10 characters
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
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    Grace O
    BAY CITY, MI
    Posted on September 20th, 2025 01:59 PM
    Quick response time, fast approval, responsive communication
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Ann R
    Freeland, MI
    Posted on September 12th, 2025 09:12 PM
    The communication was terrible. I think our home insurance provider was communicated with more than the actual people who were seaking the mortgage.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future.
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    Barbara A
    Bay City, MI
    Posted on August 30th, 2025 02:02 PM
    Justin is on the spot whenever I need him- excellent communication and service!!!
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Non-QM
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    Year Started

    2025

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 170956
    Disclaimer
    I am authorized to do business in the state of Michigan.; NMLS ID: 170956; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.