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Guild Mortgage - Justin Holyszko

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Branch Manager | NMLS# 170956

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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5 Star
89%
4 Star
7%
3 Star
1%
2 Star
2%
1 Star
2%
Reviews from Web
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    Sherry R
    Bay City, MI
    Posted on September 15th, 2026 09:29 AM
    Justin was easy to talk to about the whole process
    Reply from Justin Holyszko
    September 25th, 2026 03:47 PM
    Sherry, I'm pleased to hear that you found it easy to discuss the process with me. At Guild Mortgage, making the process straightforward and comfortable for you is always a priority.
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    Joan F
    Linwood, MI
    Posted on September 11th, 2026 07:09 PM
    We were to close a week ago and was scheduled for Tuesday. The title company had no package on Tuesday morning. 15 minutes before the closing, the package arrived with 108 pages to print. It was a long closing and it didn't need to be
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    Terrence D
    Posted on September 9th, 2026 06:46 PM
    Guild Mortgage - Justin Holyszko has received a review with 5 star rating from Terrence D
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    Terrence D
    Saginaw, MI
    Posted on September 9th, 2026 06:46 PM
    all around great experience! Justin went above and beyond to help us through the process!
    Reply from Justin Holyszko
    September 21st, 2026 01:05 PM
    Terrence, I'm pleased to hear that you had a great experience and that I could go above and beyond to assist you. At Guild Mortgage, our goal is always to support our clients throughout their journey.
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    Leila G
    Posted on September 8th, 2026 09:24 PM
    Guild Mortgage - Justin Holyszko has received a review with 5 star rating from Leila G
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    Leila G
    Bay City, MI
    Posted on September 8th, 2026 09:24 PM
    I was informed when and what was happening with my loan in a timely manner. Justin told me what I needed to do to get my loan started. Very satisfied with my experience.
    Reply from Justin Holyszko
    September 21st, 2026 02:53 PM
    Leila, I'm glad to hear that you felt well-informed and satisfied with your loan process. At Guild Mortgage, keeping you updated and providing clear guidance is a priority.
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    Rob S
    Bay City, MI
    Posted on September 8th, 2026 07:54 PM
    Quick closing
    Reply from Justin Holyszko
    September 18th, 2026 07:54 PM
    Rob, I'm glad to hear that the closing process was quick for you. At Guild Mortgage, we strive to make your experience as smooth as possible.
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    Darci B
    Posted on August 25th, 2026 02:20 PM
    Guild Mortgage - Justin Holyszko has received a review with 5 star rating from Darci B
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    Darci B
    Gladwin, MI
    Posted on August 25th, 2026 02:19 PM
    Great communication and as you know communication while puchasing a home is key!
    Reply from Justin Holyszko
    September 4th, 2026 02:20 PM
    Darci, I'm thankful for your kind words about my communication. I'm happy to know that it was helpful during your home purchasing process. If there's anything else you need, please feel free to reach out.
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    Pamela R
    Bay City, MI
    Posted on August 23rd, 2026 11:32 PM
    Justin found a wonderful loan product for our clients. Thank you for all your help and assistance throughout this transaction.
    Reply from Justin Holyszko
    September 3rd, 2026 06:48 PM
    Pamela, I'm pleased to hear that you found the loan product suitable for your clients. Thank you for your kind words, and I'm grateful I could assist you throughout the transaction.
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Non-QM
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    Year Started

    2025

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 170956
    Disclaimer
    I am authorized to do business in the state of Michigan.; NMLS ID: 170956; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.