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Guild Mortgage - Justin Holyszko

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Branch Manager | NMLS# 170956

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM(Open now)
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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5 Star
89%
4 Star
7%
3 Star
1%
2 Star
2%
1 Star
2%
Reviews from Web
  • Encompass
    J
    Jason R
    SAGINAW, MI
    Posted on April 26th, 2024 03:18 PM
    My agent Justin would answer any of my questions i needed answered and tell me the do’s and don’t about getting the loan and was very friendly
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    K
    Kylie R
    BAY CITY, MI
    Posted on April 10th, 2024 08:01 PM
    Justin was super easy to work with. As a first time home buyer he made the process a breeze. He answered all of our questions. I would recommend him to anyone!
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    K
    Krystal C
    Bay City, MI
    Posted on April 6th, 2024 06:42 PM
    Quick communication and quick actions!
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    L
    Lynch S
    Munger, MI
    Posted on March 30th, 2024 02:59 AM
    Just everything in general
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    A
    Ashleigh M P
    BAY CITY, MI
    Posted on March 22nd, 2024 09:18 PM
    Justin was amazing to work with! Excellent customer service throughout the entire process. He was efficient, knowledgeable, and made buying a house stress-free!
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    R
    Ryan J P
    BAY CITY, MI
    Posted on March 22nd, 2024 04:04 PM
    Justin was great with all stages of the mortgage process
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    A
    Ann M V
    CLARKSTON, MI
    Posted on February 14th, 2024 04:08 PM
    Justin was in contact with me every step of the way. He processed my loan quickly without issue. All of my questions were answered immediately. Justin was very professional at all times. I received GREAT service.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    W
    Walter L
    Saginaw, MI
    Posted on February 6th, 2024 04:55 PM
    I AM VERY GREATFUL BEING ON DISABILITY IT SAVED ME HUNDREDS A MONTH , EVRYONE WAS VERY POLITE AND COURTIOUS , i KNOW IM NOT THE EASIEST PERSON TO DEAL WITH DOING EVERYTHING ONLINE IS PRETTY MUCH CONFUSING FOR ME BUT YOU EXPLAINED AND WERE VERY...
    read more
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    R
    Remy L W
    Bay City, MI
    Posted on January 26th, 2024 01:57 PM
    He made sure everything made sense to us, and broke everything down so that we didn't get confused because he knew we were first time home buyers. He was giving us updates as fast as he got them so that we knew what to expect. He just gave...
    read more
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    T
    Tyler V
    Bay City, MI
    Posted on January 16th, 2024 03:24 PM
    We got through getting a loan a house that had multiple complicating factors, and the process went seamlessly!
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Non-QM
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    Year Started

    2025

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 170956
    Disclaimer
    I am authorized to do business in the state of Michigan.; NMLS ID: 170956; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.