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Guild Mortgage - Justin Holyszko

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Branch Manager | NMLS# 170956

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
89%
4 Star
7%
3 Star
1%
2 Star
2%
1 Star
2%
Reviews from Web
  • Encompass
    A
    Alexandria K
    Bay City, MI
    Posted on January 3rd, 2024 04:46 PM
    Overall a great experience!
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    R
    Robert L C
    Kawkawlin, MI
    Posted on December 27th, 2023 09:47 PM
    Justin was great I had a issue with Carly. May have been communication idk but I had to cancel dr.apts., lunch with my grandma and lost a lot of sleep getting information multiple times
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • API
    T
    Thad V
    Bay City, MI
    Posted on October 7th, 2023 07:53 PM
    Justin made the loan process smooth and hassle free. Signing was convenient and the app helped us navigate through all paperwork with ease. when we had any questions, Justin was able to clarify quickly and helped us thoroughly understand everything....
    read more
  • API
    C
    Clay H
    Bay city, MI
    Posted on October 2nd, 2023 08:35 PM
    Justin is the man, he always gets the job DONE!
  • API
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    Ronald B
    Saginaw, MI
    Posted on September 10th, 2023 04:44 PM
    Justin was great to work with, despite a challenging situation involving the agent on the other side of the transaction. I would definitely recommend him to clients in the future.
  • API
    S
    Stacie Q
    Bay City, MI
    Posted on August 24th, 2023 02:08 PM
    Five Stars!
  • API
    K
    Karen B
    Tawas City, MI
    Posted on August 22nd, 2023 03:58 PM
    The loan process was smooth and fast!
  • API
    S
    Scott L
    Bay City, MI
    Posted on August 18th, 2023 07:24 PM
    Justin was always available to me, and he was quick to respond to all of my questions. He also is incredibly personable. An all-around awesome experience!
  • write_review
    R
    Russ D
    Posted on August 18th, 2023 12:43 PM
    Justin made the whole process smooth,quick,and understanding of everything! Very fast response on any questions I had and great communication through it All. Highly recommend him very professional! Job well done Justin thank you again.
  • API
    K
    Kristin T
    Kawkawlin, MI
    Posted on August 17th, 2023 04:10 PM
    Timely, answered questions, was helpful with anything we needed.
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Non-QM
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    Year Started

    2025

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 170956
    Disclaimer
    I am authorized to do business in the state of Michigan.; NMLS ID: 170956; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.