Guild Mortgage - Justin Holyszko's Cover Image
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Guild Mortgage - Justin Holyszko

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Branch Manager | NMLS# 170956

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM(Open now)
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
89%
4 Star
7%
3 Star
1%
2 Star
2%
1 Star
2%
Reviews from Web
  • Encompass
    K
    Kate B
    Alger, MI
    Posted on September 14th, 2024 12:32 AM
    Justin answered all of my questions and made the effort to work around my busy schedule. As a first time home buyer he went the extra mile to make sure I understood and was comfortable with the process.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • Encompass
    S
    Sydney S
    SAGINAW, MI
    Posted on September 11th, 2024 01:32 PM
    Very easy to work with and very quick responder
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
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    Paul M A
    AUBURN, MI
    Posted on September 4th, 2024 04:51 PM
    Friendly, gave great advice and made the process easy.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
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    Courtney A
    ROSCOMMON, MI
    Posted on August 24th, 2024 02:00 PM
    This is our third time using Justin! Once again, he has gone above and beyond to make the process move quick and seamlessly! We will continue to use Justin for all of our mortgage needs!
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • Encompass
    C
    Chloe L
    BAY CITY, MI
    Posted on August 3rd, 2024 01:18 PM
    Communication, fast responses
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    A
    Aaron M
    Saginaw, MI
    Posted on July 16th, 2024 01:16 PM
    Justin was kind and answered all my questions with ease
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    J
    Jennifer L W
    PRUDENVILLE, MI
    Posted on July 15th, 2024 06:47 PM
    Thank you Justin for all your help.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    A
    Alaina G
    Auburn, MI
    Posted on July 10th, 2024 01:54 PM
    I have been working with Justin for over 7 years, and he has always been the best! Fast and efficient.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    K
    Khelli C
    FREELAND, MI
    Posted on June 24th, 2024 01:52 PM
    This was the third time that I worked with Justin. Every time he has made it work to get what I was needing. My family and I appreciate his help.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    R
    Richard F B
    BAY CITY, MI
    Posted on June 21st, 2024 12:30 PM
    Had a few hiccups during the process, mainly on my side, and Justin worked with me to make it a smooth process.
    Reply from Guild Mortgage - Justin Holyszko
    March 25th, 2026 07:06 PM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Non-QM
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    Year Started

    2025

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 170956
    Disclaimer
    I am authorized to do business in the state of Michigan.; NMLS ID: 170956; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.