Judy Malcolm
Loan Originator | NMLS# 138811
Judy takes the time with each client to truly understand their needs and desires. She gives every client personal attention and makes herself completely accessible throughout the mortgage process. She has 36 years of mortgage experience, of... Show More
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Great communication! I felt Judy helped to make the overall buying process run smoothly and she answered all my questions and concerns that arose.
Reply from Judy Malcolm
November 28th, 2025 12:19 PM
I'm pleased to know that the communication met your expectations, Vincent. It was important to me to ensure that the buying process went smoothly for you, and I'm glad I could address all your questions and concerns along the way. Thank you...
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Thwre were a few hold up's with the final clear to close that were frustrating for my client.
Reply from Judy Malcolm
November 7th, 2025 03:07 PM
I appreciate your feedback, Donna. I understand how frustrating those final hold-ups can be. I always strive to make the process as smooth as I can. Thank you for your referral!
So helpful getting everything done! Such a nice easy process when you have people that kniw know what they are doing !
Reply from Judy Malcolm
October 30th, 2025 01:51 PM
It's great to hear that you found the process smooth and efficient, Lyndsay. I'm pleased that I could help ensure everything went as planned. If there's anything further you need, I'm here to assist.
Judy's availability and assistance throughout the process
Reply from Judy Malcolm
October 23rd, 2025 05:57 PM
Thank you Megan! I always enjoy working with you!
Everyone was very friendly. They answered any and all questions quickly and clearly. Overall just a great experience.
Reply from Judy Malcolm
September 25th, 2025 01:58 PM
It's wonderful to hear that you had such a positive experience, Michael. I'm glad I could assist you with your questions and make the process smooth. Should you need anything else, please feel free to reach out.
Very knowledgeable and helpful at answering all our questions.
Reply from Judy Malcolm
September 24th, 2025 02:23 PM
I'm pleased to know that you found me knowledgeable and helpful during the process, Joshua. Answering your questions was my priority, and I'm glad I could assist you effectively. If you have any more questions or need further assistance, feel...
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Judy Malcom was very accomodating Pleasant to work with. I'm surprised that I ever got the mortgage at all through Howard Hanna. This is the seventh home that I've purchased in my life. And it was byfar the worst experience in obtaining a mortgage...
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Reply from Judy Malcolm
September 21st, 2025 11:44 PM
David, I appreciate you sharing your experience. I'm glad to hear that you found me accommodating and pleasant to work with. However, I'm truly sorry that the mortgage process was stressful for you. Please know that this could have been less...
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Judy an Lori were great
Reply from Judy Malcolm
September 6th, 2025 03:12 PM
Thank you Joseph! We are here for you now and in the future. Best wishes in your new home!
Buying a house can be very overwhelming at times. The team we had on our side was wonderful and pleasantly patient. Thanks again for everything 😊
Reply from Judy Malcolm
September 6th, 2025 03:13 PM
I'm grateful for your kind words, Jennifer. I'm pleased to hear that you felt supported throughout the process. It was my pleasure to assist you in navigating the home buying journey. If there's ever anything else you need, please don't hesitate...
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Strange requirements communicated late and strange lender documents at closing (why does it matter what we plan to do with existing properties?). Some misses in communication (missing attachment on a second attempt, unfamiliarity with opening...
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Reply from Judy Malcolm
August 26th, 2025 08:25 PM
I appreciate your feedback, Philip. I'm sorry to hear about the communication issues you encountered during the process and the confusion surrounding the documentation. It's crucial to me that each step is clear and comfortable for my clients....
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About
Judy takes the time with each client to truly understand their needs and desires. She gives every client personal attention and makes herself completely accessible throughout the mortgage process. She has 36 years of mortgage experience, of which 30 of those years as a loan originator and is well versed in the many changes this industry has faced.
Judy has earned a reputation as being caring and honest. These attributes make it easy for Judy to build a trusting, caring relationship with each client, something Judy feels is critical to her ability to make the entire mortgage process flow smoothly. Judy enjoys working with her clients and is looking forward to finding the best program for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional
FHA
VA
USDA
PHFA
Conventional, FHA, VA, USDA, PHFA
Conventional, FHA, VA, USDA, First-time Homebuyer
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Memberships
- Our Lady of Peace
- Devine Mercy Encounter
- Engine House 39
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Addresses and Serving Areas
Primary Serving Area
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 138811
Awards
Commonwealth of PA...
Achievements
- PHFA Top Producing Mortgage Originator since 2015
Hobbies
- Golfing
- Skiing
- Snow Showing
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.