

Judy Malcolm
Loan Originator | NMLS# 138811

Judy takes the time with each client to truly understand their needs and desires. She gives every client personal attention and makes herself completely accessible throughout the mortgage process. She has 36 years of mortgage experience, of... Show More
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Judy was amazing! Her communication is spectacular, always keeping me updated on the process and what was needed. A huge help through every step of the way, i look forward to working together again!
Reply from Judy Malcolm
September 19th, 2026 12:58 PM
I'm grateful for your kind words, Nick. It was a pleasure to support you and your client every step with Howard Hanna Mortgage Services. Looking forward to working with you again soon.
They kept me so well informed. They were patient with me. Very helpful and knowledgeable.
Reply from Judy Malcolm
September 15th, 2026 05:38 PM
I'm pleased to hear that you felt well informed throughout the process, Brett. It was my pleasure to assist you. Thank you for your kind words.
Judy was very friendly and also helped me understand and walked me through everything in a helpful manner and she also did a great
Reply from Judy Malcolm
August 24th, 2026 11:36 AM
I'm pleased to know that I could provide friendly and helpful guidance throughout the process, Jill. Your kind words are valued, and I'm glad to have been able to assist you.
Judy provided outstanding assistance and support throughout the home buying process. She was a wealth of knowledge and guided us expertly through the hurdles that can often arise. Further she was ever available and responsive, making us feel...
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Reply from Judy Malcolm
August 18th, 2026 01:15 PM
Vincent, I appreciate your kind words about my support and guidance throughout your home buying process. I'm pleased to have been a part of such an important milestone for you. Thank you for trusting me to assist you on this journey. Best wishes...
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Everything was efficient and effective in timing to make the process as sooth as possible
Reply from Judy Malcolm
August 9th, 2026 04:51 PM
I'm pleased that the process was efficient and effective for you, Nicole. It's great to know everything went smoothly. If you have any more questions or need further assistance, feel free to reach out.
VA loans can often bring unexpected complexities to the process, but Judy navigated every challenge masterfully. She kept the deal moving smoothly and got us across the finish line without a hitch. Thank you, Judy, for going above and beyond...
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Reply from Judy Malcolm
August 6th, 2026 11:11 PM
My pleasure! Glad it was able to close (and a day early)!
We had 0 issue's and a great experience with Judy! We closed right on time!
Reply from Judy Malcolm
July 27th, 2026 02:27 PM
I'm always trying to keep everything going. So glad I could be of assistance!
She it's very efficient and is up-to-date on the status of her loans. Not only does she keep her customers updated, but also the real estate agents. She's very knowledgeable with the loan programs that she has to offer her customers.
Reply from Judy Malcolm
April 15th, 2026 08:54 PM
Thank you Lynne! I'm happy to hear that you found my efficiency and communication helpful throughout the process. Keeping everyone informed is important to me, and I'm glad my knowledge of loan programs was beneficial to you. If you have any...
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Judy helped out in a pinch and it really paid off!!! Was a huge help in my daughter purchasing her forever home!
Reply from Judy Malcolm
April 7th, 2026 03:01 PM
I'm pleased I could assist during such an important time, Kristin. Knowing that I was able to help your daughter purchase her forever home means a lot. If there's anything more you or your family need down the line, don't hesitate to let me...
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Judy made everything very easy for me. Even while she was on vacation she still communicated with me daily.
Reply from Judy Malcolm
March 25th, 2026 04:47 PM
I'm grateful for your feedback, Kimberly. I'm pleased to know I could make the process easy for you and that our communication was effective, even while I was away. If you have any further questions or need anything else, feel free to reach...
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About
Judy takes the time with each client to truly understand their needs and desires. She gives every client personal attention and makes herself completely accessible throughout the mortgage process. She has 36 years of mortgage experience, of which 30 of those years as a loan originator and is well versed in the many changes this industry has faced.
Judy has earned a reputation as being caring and honest. These attributes make it easy for Judy to build a trusting, caring relationship with each client, something Judy feels is critical to her ability to make the entire mortgage process flow smoothly. Judy enjoys working with her clients and is looking forward to finding the best program for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional
FHA
VA
USDA
PHFA
Conventional, FHA, VA, USDA, PHFA
Conventional, FHA, VA, USDA, First-time Homebuyer
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Memberships
- Our Lady of Peace
- Devine Mercy Encounter
- Engine House 39
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Addresses and Serving Areas
Primary Serving Area
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 138811
Awards
Commonwealth of PA...
Achievements
- PHFA Top Producing Mortgage Originator since 2015
Hobbies
- Golfing
- Skiing
- Snow Showing
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.