Judy Malcolm
Loan Originator | NMLS# 138811
Judy takes the time with each client to truly understand their needs and desires. She gives every client personal attention and makes herself completely accessible throughout the mortgage process. She has 36 years of mortgage experience, of... Show More
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When I had a question, Judy answered them in a timely manner. She was one of the people throughout the process of purchasing my home that made it
Reply from Judy Malcolm
March 23rd, 2026 07:32 PM
It's wonderful to know I could support you during the home buying process, Steve. I'm glad I could address your questions promptly and contribute positively to your experience.
Judy gets the job done—it’s why my clients consistently refer their friends and family to her. She makes herself available to answer every question and guides them through the entire mortgage journey. From the initial prep to the final closing,...
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Reply from Judy Malcolm
March 9th, 2026 06:29 PM
I appreciate your feedback, Tim. It means a lot to know that the effort I put into guiding clients through the mortgage process is valued. I'm here to ensure each step, from preparation to closing, goes smoothly and efficiently. Thank you for...
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Judy is always always available when needed and knows what she's doing. She relieves any concern that you' might have with her expertise.
Reply from Judy Malcolm
February 26th, 2026 05:04 PM
Thanks Renee! I always appreciate your support!
Judy was responsive, friendly, and helpful.
Reply from Judy Malcolm
February 24th, 2026 05:36 PM
Thank you, Allison, for taking the time to share your experience. I'm pleased to hear that you found me responsive and friendly. It's important to me to be as helpful as possible throughout the process, and if there's anything else I can do...
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communication, the most seamless transaction I've had so far this year
Reply from Judy Malcolm
February 18th, 2026 04:24 PM
So glad you had the best experience! Looking forward to more! Thank you for your referral!
Great Communication!
Reply from Judy Malcolm
January 3rd, 2026 02:47 PM
Thank you Trent! I was my pleasure working with you!
Judy is thorough and quick. We would never use anyone else!
Reply from Judy Malcolm
December 28th, 2025 09:26 PM
Thanks Alli! I appreciate your business!
Easy to work with and everything was explained in detai.
Reply from Judy Malcolm
December 22nd, 2025 04:07 PM
I'm pleased to know that you found the process easy and the explanations clear, Brian. If there's anything else you need in the future, don't hesitate to get in touch.
Judy was amazing, patient, knowledgeable and very attentive. Thank you for everything!
Reply from Judy Malcolm
December 22nd, 2025 04:08 PM
It was my pleasure to work with you! Please let me know if I can be of any further assistance.
If you want a smooth, stress-free mortgage experience from pre-approval to closing, Judy is the professional you want in your corner. She keeps deals moving, communicates clearly, and brings years of expertise that truly make a difference.Even...
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Reply from Judy Malcolm
November 30th, 2025 10:03 PM
Thanks so much Tim! Your comments are truly appreciated!
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About
Judy takes the time with each client to truly understand their needs and desires. She gives every client personal attention and makes herself completely accessible throughout the mortgage process. She has 36 years of mortgage experience, of which 30 of those years as a loan originator and is well versed in the many changes this industry has faced.
Judy has earned a reputation as being caring and honest. These attributes make it easy for Judy to build a trusting, caring relationship with each client, something Judy feels is critical to her ability to make the entire mortgage process flow smoothly. Judy enjoys working with her clients and is looking forward to finding the best program for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional
FHA
VA
USDA
PHFA
Conventional, FHA, VA, USDA, PHFA
Conventional, FHA, VA, USDA, First-time Homebuyer
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Memberships
- Our Lady of Peace
- Devine Mercy Encounter
- Engine House 39
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Addresses and Serving Areas
Primary Serving Area
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 138811
Awards
Commonwealth of PA...
Achievements
- PHFA Top Producing Mortgage Originator since 2015
Hobbies
- Golfing
- Skiing
- Snow Showing
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.