Judy Malcolm
Loan Originator | NMLS# 138811
Judy takes the time with each client to truly understand their needs and desires. She gives every client personal attention and makes herself completely accessible throughout the mortgage process. She has 36 years of mortgage experience, of... Show More
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It was great thank you, able to push this whole house buying process through
Reply from Judy Malcolm
July 8th, 2025 06:55 PM
I'm really glad to hear that you had a positive experience, Jonathan. It was great to be part of your home buying journey and ensure everything went smoothly. Thank you for your kind words!
Judy is a very kind and compassionate person who did a great job getting the deal closed for my clients... They and I are very thankful for her work in getting them into their beautiful new home... Thank you...!!
Reply from Judy Malcolm
July 6th, 2025 08:54 PM
I'm thrilled to hear that you and your clients had a positive experience. It was a pleasure assisting in the purchase and ensuring a smooth process for their new home. Thank you for your kind words and appreciation.
Felt like bare minimum. Knew we wanted downpayment assistance, mentioned things that could help, then in the end we learned we couldn't get it still. had she run debt to income numbers earlier on or checked the things we were removing we might...
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Reply from Judy Malcolm
July 1st, 2025 06:10 PM
I appreciate your feedback and understand how important it is to have clear communication and thorough evaluations from the start. Your insights are valuable and will be instrumental in improving our services. May you have many happy memories...
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Timely and helpful responses to all our questions, and never left us wondering what was going on.
Reply from Judy Malcolm
June 30th, 2025 02:17 PM
It was my pleasure working with you! I'm happy you found my responses timely and helpful throughout your purchase process. Welcome Home!
Communication
Reply from Judy Malcolm
June 12th, 2025 02:42 PM
I'm glad to hear that communication was a key part of your experience with us. Ensuring clear and consistent communication is important to us at Howard Hanna Mortgage Services. If there's anything more I can assist you with, please feel free...
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Hadn't bought a home in 30 years. It is so complicated but guidance was good.
Reply from Judy Malcolm
June 6th, 2025 03:21 PM
I'm glad to hear that I could provide guidance during the home buying process after such a long time. It's understandable that the process can feel complicated, and I'm pleased that I could assist you. Thank you for entrusting Howard Hanna...
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Judy was exceptional and gave great advice. Very thorough and sent us multiple different pre-approval rates so we would know what they looked like. Always responded very quickly and even worked to finish a pre-approval on a Sunday night for...
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Reply from Judy Malcolm
June 2nd, 2025 03:57 PM
I'm thrilled to hear that you found my assistance exceptional throughout your home purchase process.. I'm glad I could be there for you, even on a Sunday night. Thank you for your kind words, and I wish you all the best in your new home.
Working with Lynne & Judy was a helpful experience.
Reply from Judy Malcolm
May 27th, 2025 04:10 PM
I'm glad that working with Lynne and myself was helpful for your mortgage purchase process. Your feedback is important to us, and we appreciate your kind words.
Fast progress
Reply from Judy Malcolm
May 8th, 2025 02:51 PM
I'm pleased to hear that the progress on your purchase was swift, David. It was a pleasure assisting you throughout the process. If there's anything more you need, please feel free to reach out.
Communication and availability. I can reach out to Judy whenever I had a question and she was there to help me
Reply from Judy Malcolm
May 5th, 2025 02:21 PM
Megan, I am so happy to know that you can reach out to me anytime! We are a great team!
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About
Judy takes the time with each client to truly understand their needs and desires. She gives every client personal attention and makes herself completely accessible throughout the mortgage process. She has 36 years of mortgage experience, of which 30 of those years as a loan originator and is well versed in the many changes this industry has faced.
Judy has earned a reputation as being caring and honest. These attributes make it easy for Judy to build a trusting, caring relationship with each client, something Judy feels is critical to her ability to make the entire mortgage process flow smoothly. Judy enjoys working with her clients and is looking forward to finding the best program for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional
FHA
VA
USDA
PHFA
Conventional, FHA, VA, USDA, PHFA
Conventional, FHA, VA, USDA, First-time Homebuyer
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Memberships
- Our Lady of Peace
- Devine Mercy Encounter
- Engine House 39
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Addresses and Serving Areas
Primary Serving Area
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 138811
Awards
Commonwealth of PA...
Achievements
- PHFA Top Producing Mortgage Originator since 2015
Hobbies
- Golfing
- Skiing
- Snow Showing
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.