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Judy Bettencourt - Loan Originator | NMLS# 1358190 in Walnut Creek, CA

Judy Bettencourt

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Loan Originator | NMLS# 1358190

Company Logo
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Nancy R
    Arnold, CA
    Posted on January 12th, 2023 04:01 PM
    Judy is to notch. My mortgage loan would of been impossible for anyone else to achieve. I'm so grateful for Judy's knowledge, experience and patience. I highly recommend Judy, she really is the best.
  • Encompass
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    Beverly F
    Arnold, CA
    Posted on October 7th, 2022 10:43 PM
    Judy is always there for both me and my cleats. Judy is the best
  • Encompass
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    Trisa R P
    HUGHSON, CA
    Posted on September 21st, 2022 12:09 AM
    Judy was incredibly informative. She followed up and through on every single item along the way. She worked with my credit union to get me the deal of a life time. She was patient, took time to listen to what I wanted and needed, then took...
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  • Encompass
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    Greg N
    Patterson, CA
    Posted on September 14th, 2022 03:30 PM
    Judy was on top of things and provided excellent service to my clients!!
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    Loretta M G
    SONORA, CA
    Posted on July 26th, 2022 09:23 PM
    Judy was professional, prompt, and detail oriented. An absolute pleasure to work with!!
  • Encompass
    S
    Steven D P
    Modesto, CA
    Posted on July 25th, 2022 04:13 PM
    Judy, was incredible and outstanding she is definitely a five star with incredible knowledge to the loan process she made it quick and seamless we are very impressed with her level of service she gave us. We appreciate you Judy!
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    Nancy S
    SONORA, CA
    Posted on July 23rd, 2022 03:13 PM
    I love working with Judy. She is helpful in every way to myself and our mutual client. She is easy to do business with and she also takes care of business. She is my go to lender. I don't even refer to anyone else.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    We make a good team! Love working with you Nancy. Thank you.
  • Encompass
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    Loreen H
    Nipomo, CA
    Posted on July 6th, 2022 04:47 PM
    Judy’s service went over and above what was expected. She even checked our loan and checked in with us while on vacation. Our anxiety was put at ease with the knowledge that Judy was looking out for us every step of the way.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    Enjoyed working with you Loreen. Welcome Home!
  • Encompass
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    Daniel H
    Nipomo, CA
    Posted on July 6th, 2022 12:45 PM
    Judy epitomizes professionalism. She’s always two steps ahead of everyone else in the transaction. She plans for the unexpected and mitigates issues before they become problems. She’s with her clients every step of the way.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    Thanks for the kind words Dan. It was a pleasure working with you.
  • Encompass
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    Chantal F
    WATERFORD, CA
    Posted on May 27th, 2022 01:22 PM
    Judy was so knowledgeable and helped us through every step of the home buying experience. She always returned calls and was easy to get a hold of. We are so happy with the service we received.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    One of my favorite things is to help first time homebuyers. You were an absolute pleasure to work with. Congratulations on the purchase of your first home. Welcome Home!
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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