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Judy Bettencourt - Loan Originator | NMLS# 1358190 in Walnut Creek, CA

Judy Bettencourt

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Loan Originator | NMLS# 1358190

Company Logo
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Jill L D
    SONORA, CA
    Posted on September 12th, 2026 12:29 PM
    She was very fast at completing the loan. She sent appropriate amount of emails. I knew exactly where she was at each step. I had complete confidence She was going to finished the loan on time. It was the easiest loan I have ever done. I had...
    read more
    Reply from Judy Bettencourt
    October 8th, 2026 07:28 AM
    Those were kind words, Jill. Thank you. It was a pleasure working with you. Enjoy your new home.
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    David N
    Posted on September 4th, 2026 02:08 PM
    Judy Bettencourt has received a review with 5 star rating from David N
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    David A N
    TURLOCK, CA
    Posted on September 4th, 2026 02:08 PM
    Judy made it
    Reply from Judy Bettencourt
    October 8th, 2026 07:28 AM
    Thank you, David. I am so happy for you and your son. Enjoy your new home.
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    Gwen R C
    TULARE, CA
    Posted on September 3rd, 2026 04:52 PM
    Judy was always available, answered all my questions and was very easy to work with
    Reply from Judy Bettencourt
    October 8th, 2026 07:28 AM
    Thank you, Renee. It was my pleasure to help you.
  • Encompass
    R
    Ricardo A
    MODESTO, CA
    Posted on August 25th, 2026 12:29 PM
    Judy has been there since before i was even in a position to purchase my home. Gave me tons of information and never asked for a dollar in return, pretty much coached me and set me on my way to purchase my home. Always talked to me not like...
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    Reply from Judy Bettencourt
    October 8th, 2026 07:28 AM
    Oh Ricardo. Those are the kindest and most meaningful words. You did all the work to make it happen. I am so happy for you and your family. Welcome Home!
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    Josette L
    Dorrington, CA
    Posted on August 24th, 2026 03:47 PM
    is very communicative. Judy is easy to talk to and explains everything… She keeps in communication with the clients and is very good about all updates promptly. She answered her phone or text or email in an extremely timely manner. She was...
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    Reply from Judy Bettencourt
    October 8th, 2026 07:28 AM
    Its always a pleasure working with you, Josette. I have much gratitude and appreciation for your referrals.
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    Angelo C
    Dorrington, CA
    Posted on August 21st, 2026 02:39 PM
    Judy's exceptional commutication practices combined with a professsional and friendly disposition
    Reply from Judy Bettencourt
    October 8th, 2026 07:28 AM
    Thank you Angelo. You and Cris were a pleasure to work with. Welcome to the mountains!
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    Matthew C
    OAKDALE, CA
    Posted on June 3rd, 2026 01:09 PM
    Great experience!
    Reply from Judy Bettencourt
    October 8th, 2026 07:28 AM
    Thanks Matt. It was a pleasure working with you.
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    Nevin R E
    STOCKTON, CA
    Posted on May 18th, 2026 04:31 PM
    We apreciate Judy, she has great communication throughout the process, we closed multiple transactions the past few months.
    Reply from Judy Bettencourt
    October 8th, 2026 07:28 AM
    Thank you, Nevin.
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    Kaci M
    OAKDALE, CA
    Posted on April 21st, 2026 12:05 PM
    Judy was great to work with!
  • 1–10 of 255
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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