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Judy Bettencourt - Loan Originator | NMLS# 1358190 in Walnut Creek, CA

Judy Bettencourt

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Loan Originator | NMLS# 1358190

Company Logo
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Jimmie S Q
    EXETER, CA
    Posted on October 20th, 2026 04:54 PM
    Judy was there to guide me every step of the way! She made the process simple and painless. She is exceptional at her job! Thank you Judy!
    Reply from Judy Bettencourt
    October 20th, 2026 04:57 PM
    Thank you, Sue for the kind words. It was a pleasure working with you.
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    Jill L D
    SONORA, CA
    Posted on September 12th, 2026 12:29 PM
    She was very fast at completing the loan. She sent appropriate amount of emails. I knew exactly where she was at each step. I had complete confidence She was going to finished the loan on time. It was the easiest loan I have ever done. I had...
    read more
    Reply from Judy Bettencourt
    October 14th, 2026 06:44 PM
    Those were kind words, Jill. Thank you. It was a pleasure working with you. Enjoy your new home.
  • Encompass
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    Jill L D
    SONORA, CA
    Posted on September 12th, 2026 12:29 PM
    She was very fast at completing the loan. She sent appropriate amount of emails. I knew exactly where she was at each step. I had complete confidence She was going to finished the loan on time. It was the easiest loan I have ever done. I had...
    read more
    Reply from Judy Bettencourt
    October 14th, 2026 06:44 PM
    Those were kind words, Jill. Thank you. It was a pleasure working with you. Enjoy your new home.
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    David N
    Posted on September 4th, 2026 02:08 PM
    Judy Bettencourt has received a review with 5 star rating from David N
  • Encompass
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    David A N
    TURLOCK, CA
    Posted on September 4th, 2026 02:08 PM
    Judy made it
    Reply from Judy Bettencourt
    October 14th, 2026 06:44 PM
    Thank you, David. I am so happy for you and your son. Enjoy your new home.
  • Encompass
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    David A N
    TURLOCK, CA
    Posted on September 4th, 2026 02:08 PM
    Judy made it
    Reply from Judy Bettencourt
    October 14th, 2026 06:44 PM
    Thank you, David. I am so happy for you and your son. Enjoy your new home.
  • Encompass
    G
    Gwen R C
    TULARE, CA
    Posted on September 3rd, 2026 04:52 PM
    Judy was always available, answered all my questions and was very easy to work with
    Reply from Judy Bettencourt
    October 14th, 2026 06:44 PM
    Thank you, Renee. It was my pleasure to help you.
  • Encompass
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    Gwen R C
    TULARE, CA
    Posted on September 3rd, 2026 04:52 PM
    Judy was always available, answered all my questions and was very easy to work with
    Reply from Judy Bettencourt
    October 14th, 2026 06:44 PM
    Thank you, Renee. It was my pleasure to help you.
  • EncompassEncompass
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    Ricardo A
    MODESTO, CA
    Posted on August 25th, 2026 12:29 PM
    Judy has been there since before i was even in a position to purchase my home. Gave me tons of information and never asked for a dollar in return, pretty much coached me and set me on my way to purchase my home. Always talked to me not like...
    read more
    Reply from Judy Bettencourt
    October 14th, 2026 06:44 PM
    Oh Ricardo. Those are the kindest and most meaningful words. You did all the work to make it happen. I am so happy for you and your family. Welcome Home!
  • EncompassEncompass
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    Ricardo A
    MODESTO, CA
    Posted on August 25th, 2026 12:29 PM
    Judy has been there since before i was even in a position to purchase my home. Gave me tons of information and never asked for a dollar in return, pretty much coached me and set me on my way to purchase my home. Always talked to me not like...
    read more
    Reply from Judy Bettencourt
    October 14th, 2026 06:44 PM
    Oh Ricardo. Those are the kindest and most meaningful words. You did all the work to make it happen. I am so happy for you and your family. Welcome Home!
  • 1–10 of 501
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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