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Judy Bettencourt - Loan Originator | NMLS# 1358190 in Walnut Creek, CA

Judy Bettencourt

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Loan Originator | NMLS# 1358190

Company Logo
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Jeffrey V
    MODESTO, CA
    Posted on May 13th, 2022 02:31 PM
    I have initiated several purchase and refinance home loans over the years and my experience with Judy was by far the best. I had a lot of questions. Judy's invaluable insight helped me navigate the changing market. She kept me informed every...
    read more
  • Encompass
    D
    Douglas C M
    GILROY, CA
    Posted on April 26th, 2022 04:01 PM
    More frequent communication. Email is fine
  • Encompass
    A
    Alyce R M
    GILROY, CA
    Posted on April 26th, 2022 02:52 PM
    Judy communicated with us regularly and explained the documents needed as the time for them arose. Judy was friendly, personable and professional and always a pleasure to work with.
  • Encompass
    K
    Kristilyn D
    MODESTO, CA
    Posted on April 4th, 2022 04:58 PM
    Judy was very helpful and friendly... She gave us guidance throughout the process. The process flowed nicely and was super quick.
  • Encompass
    R
    Robert S R
    Arnold, CA
    Posted on March 30th, 2022 07:42 PM
    Judy was quick to head off any issues that arose and very responsive and knowledgeable
  • Encompass
    M
    Maria C
    MODESTO, CA
    Posted on March 24th, 2022 03:15 PM
    Judy made the process very simple and painless
  • Encompass
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    Venessa W
    Arnold, CA
    Posted on March 23rd, 2022 06:51 PM
    Rental comps from appraiser temporarily created a problem with loan, but Judy found a way to make the loan work by advising buyers to pay off credit cards and was able to make the loan work,
  • Encompass
    D
    DELMA R L
    Modesto, CA
    Posted on March 10th, 2022 02:58 PM
    We were happy with the fast service and it was easier then we thought, thank you for everything
  • Encompass
    S
    STEFFEN H
    Modesto, CA
    Posted on February 20th, 2022 02:29 PM
    Everyone was great to work with and the whole process was very smooth.
  • Encompass
    P
    Pamela A C
    Modesto, CA
    Posted on December 23rd, 2021 06:21 PM
    We enjoyed working with Judy on our recent refi. She was very professional and answered all our question/concerns promptly during the process.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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