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Judy Bettencourt - Loan Originator | NMLS# 1358190 in Walnut Creek, CA

Judy Bettencourt

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Loan Originator | NMLS# 1358190

Company Logo
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Leslie H
    BRENTWOOD, CA
    Posted on October 19th, 2023 04:27 PM
    Top notch communication. Kept to contractual timelines and problem solved along the way.
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    David R P
    Campbell, CA
    Posted on September 28th, 2023 12:52 PM
    Judy is very personable and helped make the process go smoothly. She kept things on track and worked to get everything lined up so we knew what we had to get done for the loan.
  • Encompass
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    Carlos R
    TURLOCK, CA
    Posted on September 20th, 2023 03:16 PM
    Great communication!
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    It was a pleasure working with you, Carlos. Thank you.
  • Encompass
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    Dan S
    Groveland, CA
    Posted on September 20th, 2023 01:47 PM
    Always on top of it and able to problem solve and get the job done. Very organized and great attitude
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    Always a pleasure working with you and your clients. Thank you.
  • Encompass
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    Luisa M
    HILMAR, CA
    Posted on August 22nd, 2023 03:39 PM
    This was my first transaction with Judy.It was excellent, Judy knows her craft and goes above and beyond for her client and team.She is very approachable and keeps you in constant communication with updates. Judy had the loan docs at Title...
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    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    Thank you for the kind words Luisa. This one really took all of us working together to make it happen. You were an absolute pleasure to work with. Look forward to a continued partnership to help more clients get into homes.
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    Larry M
    Posted on August 22nd, 2023 12:12 AM
    Judy Betancourt is very good at her job, she went above and beyond to help me get into my house, she stepped up when other people didn’t, and would recommend her to anyone .I don’t know what she gets paid to do her job, but they should pay...
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    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    Thanks so much for your kinds words. It was an absolute pleasure working with you. Welcome Home!
  • Encompass
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    JUDITH A K
    MODESTO, CA
    Posted on August 21st, 2023 04:29 PM
    Kept in constant contact, never had to wait for her to return calls, very prompt, extremely helpful in all areas of her expertise and she was a pleasure to work with. Can't thank her enough.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    It was a pleasure working with you Judy. Thank you for the kind review.
  • Encompass
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    Douglas C P
    MURPHYS, CA
    Posted on July 19th, 2023 07:26 PM
    Judy was patient and gave thorough explanations and recommendations at every step along the process.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    Thank you Doug for the great review. It was a pleasure working with you and Lori. Enjoy your new home.
  • Encompass
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    Carol V C
    MURPHYS, CA
    Posted on January 27th, 2023 02:22 AM
    Judy’s help was excellent. She was always available to us and patient. When our children had concerns she was patient and informative with them.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    It was a pleasure working with you. Enjoy your new home.
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    Melissa B
    MURPHYS, CA
    Posted on January 26th, 2023 03:05 PM
    Judy exudes professionalism, positive energy, compassion and exceeded my expectations with verbal & written communication by going above & beyond to ensure the transaction stayed on track!! Judy is an absolute delight to work with and I look...
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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