Judy Bettencourt
Loan Originator | NMLS# 1358190
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Judy is knowledgeable, calm, clear, and helpful. She made what I expected to be a very scary and new experience a smooth and positive one. I give her my highest recommendation.
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you, Paula. You and Mario were a pleasure to work with. Welcome to the Mountains!
Judy was honestly, understanding, and willing to take the time to explain small details to me. She was responds fast, worked for with my best interrest in mind and helped me secure my first house!
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
It was such a pleasure working with you. So happy that I got to be a part of you buying your first home. Welcome Home!
Judy is kind patient and knowledgeable. I wouldn’t think about using anyone else!
Reply from Judy Bettencourt
October 22nd, 2025 06:55 PM
Thank you Skyla.
Judy is extremely knowledgeable and quick to respond to any questions. I will always refer people to her in the future!
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you so much. We make a great team!
judy is professional and easy to work with
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you, Tina.
Really good communlocation, very clear facts with lots of good advice
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you, Blake.
We have worked with Judy over the last 4 years and she is amazing!
Judy is the best!
Judy is amazing to work with , very responsive, very knowledgeable about available options , any issues that may arise Judy is quick to work with you to get them resolved, communication is outstanding. We will be using Judy in the future! Thank...
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Judy is very professional, pleasant, prompt in her communications, and overall, extremely supportive throughout the entire process, which took much longer on my end than anticipated. Thank you Judy!
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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