Judy Bettencourt
Loan Originator | NMLS# 1358190
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Reviews from Web
Judy was kind from the beginning. I felt like I was talking to a friend. she responded quickly to my phone calls, E-mails, and text messages. I always felt like Judy was my advocate . i appreciate her customer service . I will make every effort...
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Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you, Bob. You were an absolute pleasure to work with.
I am a first time homebuyer and was very nervous about qualifying for a home on my own. Judy made the experience so smooth and easy from start to finish!! I never thought I would be able to buy a home and she made it happen for me!! Thank you...
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Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
I am so happy for you, Josette. Enjoy your new home!
Judy was fantastic to work with from start to finish. Her communication was clear, consistent, and made the entire process feel easy and stress-free. She provided great loan options and helped guide everything smoothly every step of the way....
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Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you, Daniel. I enjoyed working with you and look forward to working with you again.
Very pleasant to work with! I was never left not knowing what to do next.
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
It was a pleasure working with you Deanna. Enjoy your new home.
Judy Bettencourt has received a review with 5 star rating from Elaine H
Reply from Judy Bettencourt
April 2nd, 2026 04:11 PM
Thank you, Elaine.
Despite circumstances beyond her control she kept this on track for a timely closing while staying communicative, courteous and kept a pleasant attitude.
Judy was very straight forward with what she needed I provided it and now I'm in my new home thanks juddy hope to work with you again
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you, Daniel. I look forward to working with you again too. In the meantime, Welcome Home!
Working with Judy was an outstanding experience from start to finish. She was incredibly informative, patient, and always made sure I fully understood every step of the process. No question ever felt rushed or overlooked.What truly set Judy...
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Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you, Clyde.
Judy was AMAZING! Knowledgeable, patient, and professional! She guided me every step of the way and made sure I understood the process. Thank you, thank you, THANK YOU!!!
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you Ashley. It was a pleasure working with you.
Smooth and seamless........
All parties did a great job getting this done!
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
It was a pleasure working with you. Enjoy your new home!
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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