Judy Bettencourt
Loan Originator | NMLS# 1358190
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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I really enjoyed working with sweet Judy. She is extremely responsive, got my clients preapproved quickly, and provided the preapproval letter so we could submit an offer. She stayed communicative throughout the entire loan process and kept...
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Reply from Judy Bettencourt
December 22nd, 2025 05:38 PM
Thank you, Josette.
I very much enjoyed working with Judy. She is incredibly responsive and always answered her phone right away to help my clients and myself. Judy was able to get my buyers preapproved within just a short time and promplty sent over the preapproval...
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Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you, Josette. We make a great team! Looking forward to helping your future buyers.
Judy was very professional and pleasant to work with, she made this experience very smooth and comfortable for us, we felt like we have known her for years. It has been such a pleasure for us to have worked with her.Would highly recommend her...
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Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you for the kind words. I enjoyed working with you and so happy we were able to get you into a much better financial situation. Thank you.
Judy was a great communicator and was on top of the file since the beginning.
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you, Arturo. I'm so glad we were able to help Aryan and Yesenia buy their first home.
Very informative and friendly! Would highly recommend. :)
Judy was very communicative and was able to easily walk us through all the steps we needed to take. I would highly recommend her to anyone wanting to apply for a mortage. :)
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you Aryan. You two were a pleasure to work with. Enjoy your new home.
Judy is very caring, organize, professional, supportive, honest and an amazing person! I thoroughly enjoyed every conversation and advice Judy gave us throughout the whole loan proces.!
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
Thank you so much Shane. I really enjoyed our interactions. So happy for you and your family. Welcome Home!
Great service explained everything very well quickly got everything done
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
So happy to help you with your mortgage needs.
Judy was so helpful and quick to respond to all of our questions She made this process quick and easy
Reply from Judy Bettencourt
October 8th, 2026 07:28 AM
You were a pleasure to work with. Thank you.
Looking forward to ongoing communication and support with our mortgage.
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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