

PenTrust Mortgage Group - Joy Barthelmes
Loan Officer | NMLS# 843812


Vanguard University of Southern California
I am a California girl, who moved to Colorado Springs in 2009, and started working in the mortgage business in 2011. I Love calling Colorado my Home! I have enjoyed sunny Colorado with lots of hikes, walks, pool time, playing tennis and pic... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Joy is an OUTSTANDING loan officer. She is very helpful and patient in explaining all the complex parts of getting approved for a loan. She lets you understand all the numbers and details with regards to your loan. She is very knowledgeable...
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I highly recommend Joy and her team for any of your loan needs. PenTrust and company had been absolutely phenomenal from the very first conversation I had with Joy!! It is was the best experience I’ve ever had and I am truly proud to say that...
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Reply from Joy Barthelmes
August 25th, 2020 12:18 AM
Awe, thank you Jacob & Kayla!!! You guys are the Best!!! Alexandra Putnam is Amazing & I am so Blessed to have her as a teammate!
Joy is AMAZING to work with. She is super patient, helpful, and goes above and beyond to help her clients. My wife and I truly feel that Joy has our best interests at heart. Thank you, Joy!
Joy is simply the "BEST"...love her "down to earth" personality and her perfection in processing our loan. Thanks so much, Joy!
Joy is THE BEST loan officer I have ever worked with. I have purchased 4 homes, and I think getting a mortgage is painful and crazy stressful. Joy took the stress out. I will use her again on my next purchase and will refer her to everyone...
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Great experience with PenTrust! Joy was always great with answering my million questions!
Reply from Joy Barthelmes
February 23rd, 2019 07:08 PM
Thanks Rosa!!! You were awesome to work with! Glad to have met you guys!
Joy Barthelmes was my loan specialist and because of her due diligence and knowledge she saved me thousands of dollars in not having the VA funding fee added to my mortgage. :>)
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About
I am a California girl, who moved to Colorado Springs in 2009, and started working in the mortgage business in 2011. I Love calling Colorado my Home! I have enjoyed sunny Colorado with lots of hikes, walks, pool time, playing tennis and pickleball. Since moving to Colorado, I have enjoyed learning about the military, and I now specialize in VA home loan benefits for borrowers. I work hard and play even harder; and contribute my success to working with the best mortgage team and company! PenTrust Mortgage prides themselves with being the top brand-new build construction lender in Southern Colorado; we believe in doing what is best for the borrower while getting the loan processed in the most efficient and timely manner.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Loans
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Education
- Vanguard University of Southern CaliforniaBachelor's Degree, Business & Finance

Positions
- PenTrust Mortgage Group - Loan OfficerFeb 1st, 2011 - Current
Memberships
- USTA Tennis Association
- Uplift Professional Women of TriLakes
Addresses and Serving Areas
Primary Serving Area
Year Started
2011
Time Zone
Mountain Standard Time (MST)
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Hobbies
- Tennis
- Pickleball
- Zumba
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Disclaimer
I am authorized to do business in the state of Colorado.; NMLS ID: 843812; PenTrust Mortgage Group, LLC, Equal Housing Opportunity; Company NMLS ID 1634635. www.nmlsconsumeraccess.org/.