

PenTrust Mortgage Group - Joy Barthelmes
Loan Officer | NMLS# 843812


Vanguard University of Southern California
I am a California girl, who moved to Colorado Springs in 2009, and started working in the mortgage business in 2011. I Love calling Colorado my Home! I have enjoyed sunny Colorado with lots of hikes, walks, pool time, playing tennis and pic... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Everything went great and we closed on time! Joy was great about answering our questions and was at the closing to make sure the process went smoothly.
Reply from Joy Barthelmes
October 1st, 2024 04:31 PM
Thank You tiffany for the 5-star review! I enjoyed working with you guys through your new-build home loan process, from the beginning! Congratulations on your Beautiful new home!!!
There was no hassle in the process
Reply from Joy Barthelmes
October 1st, 2024 04:45 PM
Thank You Selena!!! You and Andre were wonderful to work with! Congratulations on your brand-new build home! You guys deserve it and worked hard for this Beautiful home!
Very professional, courteous, and extremely helpful
Reply from Joy Barthelmes
September 30th, 2024 05:50 PM
Thank You Andre! Congratulations to you and Selena on your beautiful, new-build home!!! It was honor to work with you both!
Very friendly and professional
Reply from Joy Barthelmes
September 11th, 2024 04:20 PM
Thank You Very Much Chris! I enjoyed working with you guys on your brand-new home purchase!
Overall, it was a great experience.
Reply from Joy Barthelmes
September 10th, 2024 11:14 PM
Thank You Bronson for the 5-star review! I enjoyed working with you and celebrating all the high's with you and Jamie- wedding, new home, new start to life together!!!
Very professional and great communication
Reply from Joy Barthelmes
September 10th, 2024 11:12 PM
Thank You Lisa for the 5 star review! Appreciate you guys so much!!! Enjoy your Beautiful New Home!
joy did a great job of dumbing down the details of my loan as well as giving options to ensure i was comfortable with the terms
Reply from Joy Barthelmes
July 29th, 2024 08:19 PM
Thank You Jeff! It was wonderful working with you guys! Congratulations on your beautiful, brand- new Classic Home!!!
We were coached to understand what we needed to prequalify. Once we prequalified, we were able to price out homes efficiently, submit a contract and Joy helped ensure our loan terms and rate were locked in and confirmed to close. Closing was...
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Reply from Joy Barthelmes
July 6th, 2024 04:01 PM
Thank You for the review Ashley! Congratulations to you and Gabe! You guys purchased a great first home!
It was the purchase of our dream home and loved every minute.
Reply from Joy Barthelmes
July 6th, 2024 04:00 PM
Thank You Connie!!!
The cost of the document shouldn’t change and should be checked before sending for errors.
Reply from Joy Barthelmes
July 2nd, 2024 04:01 AM
HI Rachel, thank you for completing this survey but I am not understanding the score and the comment ended. Can you please explain further? Funds due at closing was less than expected, as well as the payment with lower pmi (private mortgage...
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About
I am a California girl, who moved to Colorado Springs in 2009, and started working in the mortgage business in 2011. I Love calling Colorado my Home! I have enjoyed sunny Colorado with lots of hikes, walks, pool time, playing tennis and pickleball. Since moving to Colorado, I have enjoyed learning about the military, and I now specialize in VA home loan benefits for borrowers. I work hard and play even harder; and contribute my success to working with the best mortgage team and company! PenTrust Mortgage prides themselves with being the top brand-new build construction lender in Southern Colorado; we believe in doing what is best for the borrower while getting the loan processed in the most efficient and timely manner.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Loans
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Education
- Vanguard University of Southern CaliforniaBachelor's Degree, Business & Finance

Positions
- PenTrust Mortgage Group - Loan OfficerFeb 1st, 2011 - Current
Memberships
- USTA Tennis Association
- Uplift Professional Women of TriLakes
Addresses and Serving Areas
Primary Serving Area
Year Started
2011
Time Zone
Mountain Standard Time (MST)
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Hobbies
- Tennis
- Pickleball
- Zumba
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Disclaimer
I am authorized to do business in the state of Colorado.; NMLS ID: 843812; PenTrust Mortgage Group, LLC, Equal Housing Opportunity; Company NMLS ID 1634635. www.nmlsconsumeraccess.org/.