Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Joshua and his team are what made this experience great! They were so responsive to emails and there was always an open line of communication. I wish there was more than just 5 stars because they deserve that times ten!
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Joshua and his team, Sophia were very responsive and helpful throughout the process. He was always available to answer any questions or concerns.
Reply from Joshua Grafer - AnnieMac Home Mortg...
January 10th, 2025 04:42 PM
I'm thrilled to hear that you found my service satisfactory, Lauren. Your feedback means a lot to me and my team at Embrace Home Loans. We always strive to provide our clients with a seamless experience and prompt responses. If you have any...
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Joshua made the process really smooth , very professional and gets the job done fast .
Reply from Joshua Grafer - AnnieMac Home Mortg...
January 10th, 2025 04:42 PM
I'm really glad to hear that you found the process smooth and efficient, Kristina! Your positive feedback means a lot. I strive to provide the best service possible for all clients at Embrace Home Loans. Thank you for the 5-star review and...
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Josh was exceptionally helpful through the entite process. We had a very easy time communicating and understanding what was needed to be done from start to finish. Josh was very friendly and knowledgable and we will be referring any friends...
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Reply from Joshua Grafer - AnnieMac Home Mortg...
January 10th, 2025 04:42 PM
Thank you so much for your kind words, Ashley. I'm thrilled to hear that you had such a positive experience with me at Embrace Home Loans. Your feedback means a lot and it makes all hard work worthwhile. I'm glad I was able to help you navigate...
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Josh was always available for my wife and I and made our home buying purchase that much better. He was excited with us and always wanted to help us. I am really happy we got to work with and meet Josh highly recommend to anyone looking to purchase...
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Reply from Joshua Grafer - AnnieMac Home Mortg...
January 10th, 2025 04:42 PM
I'm thrilled to hear that you had such a positive experience with your home purchase, Joseph! Ensuring availability and offering support throughout the process is paramount to me, and I'm delighted to know that I was able to assist in making...
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Josh was very helpful throughout the process and I'd definitely recommend him to friends and family! Thank you for all your help, Josh!!
Reply from Joshua Grafer - AnnieMac Home Mortg...
January 10th, 2025 04:42 PM
I'm thrilled to hear about your positive experience, Chelsea! Assisting you throughout the purchasing process was my pleasure and your recommendation to friends and family means a lot to me. It's great to know you appreciate my help - I'm always...
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His professionalism and always ready to answer and solve our problems .
Reply from Joshua Grafer - AnnieMac Home Mortg...
January 10th, 2025 04:42 PM
I'm delighted to hear about your positive experience, Cecilia! Your feedback is greatly appreciated. Ensuring a smooth process and being available to answer your questions are some of the ways I strive to deliver a professional service. It...
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Professional and personalized attention. Always ready to answer my questions.
Reply from Joshua Grafer - AnnieMac Home Mortg...
January 10th, 2025 04:42 PM
I'm thrilled to hear that you had a positive experience with Embrace Home Loans and appreciate the perfect rating. It was my pleasure to assist you with your home purchase, Gerald. Your kind acknowledgment of my professionalism and personalized...
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Josh was in constant contact , keeping us informed throughout the loan process.
Joshua is extremely professional and knowledgeable. He quickly answered any questions I had and further explained anything I was confused about with the home buying process. I will definitely recommend Embrace and Joshua in the future to anyone...
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.