Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Josh made everything very simple
Reply from Joshua Grafer
November 27th, 2025 05:59 PM
I'm pleased to hear that the process felt simple for you, Kenneth. Streamlining things is always a priority for me, so it's great to know it made a difference. If you ever have any questions or need anything else, please feel free to get in...
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All my conerns and questions were always answered. Every email was always replied to. Josh and his team made this process very easy .
Reply from Joshua Grafer
November 24th, 2025 02:14 PM
I'm pleased to hear that your concerns and questions were consistently addressed, Kristin. Ensuring communication is clear and consistent is a priority for me, so I'm glad that came through in your experience. If you have any other questions...
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Josh was absolutely awesome to work with. He always made himself available and answered all questions I had clearly and thoroughly. Josh was also really helpful in giving me general advice and guidence which was invaluable as a first time home...
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Reply from Joshua Grafer
October 20th, 2025 08:32 PM
It's encouraging to read about your positive experience, Ralph. I'm glad I could be there for you with clear answers and helpful guidance throughout your home-buying journey. As a first-time home buyer, it's important to have someone you can...
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Everything about the team! Made everything very clear and easy to understand!
Reply from Joshua Grafer - AnnieMac Home Mortg...
October 17th, 2025 01:45 PM
I appreciate your feedback, George. It's good to know that the clarity and ease of the process stood out to you. Making things straightforward and understandable is important to me, so I'm glad it was reflected in your experience. If you have...
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It was smooth sailing!
Reply from Joshua Grafer - AnnieMac Home Mortg...
October 17th, 2025 02:20 PM
It's great to hear that everything went smoothly for you, Stacie. Ensuring a seamless experience is important to me, and I'm glad it was reflected in your process. If you ever have any questions or need further assistance, don't hesitate to...
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Josh and his team were fantastic! Extremely thorough, great communication, they set us up with an incredibly easy to navigate user friendly app - would highly recommend!
Reply from Joshua Grafer
September 27th, 2025 01:25 PM
Thank you for the kind words, Danielle. I'm pleased to hear that the communication and thoroughness met your expectations. Providing tools that make the process easier for you is something I prioritize, so it's great to know the app was helpful....
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my experience with Joshua was better than great His dedication to his clients is unmatched to anything I've ever experienced . He always made himself available when i had a question or concern about my loan he Kept me informed every step of...
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Reply from Joshua Grafer
September 6th, 2025 01:40 PM
I'm truly grateful for your feedback, Stephen. It's great to hear that you felt supported throughout the process. Being available and informative for my clients is something I take seriously, and I'm pleased to know it made a positive impact...
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Josh snd his team were great! Closed very quickly.
Reply from Joshua Grafer
August 21st, 2025 02:06 AM
I appreciate your feedback, Philip. I'm glad to know that you were happy with how quickly we were able to close. It was a pleasure working with you and ensuring everything went smoothly. If there's anything else you need in the future, don't...
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Josh is responsive, professional and knowlegable! Would love to work with him again!
Great easy experience
Reply from Joshua Grafer
August 16th, 2025 11:59 AM
I'm glad to hear that your experience was smooth, Kaylan. Making the process as easy as possible is always my goal. If there's anything more I can assist you with in the future, please let me know.
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.