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Your Home Loan Team: Josh Richardson
Mortgage Broker & Branch Manager | Your Home Loan ...
Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners a... Show More
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Business Hours
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9 AM to 5 PM
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closed
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Reviews from Web
I can't say enough great things about Josh and Anna! They were available for questions; often within minutes of reaching out. Josh was honest and obviously researched the very best deal for us. Anna walked us through all the paperwork before...
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Reply from Owner
September 18th, 2026 11:22 PM
Thank you so much for the incredible review and recommendation! Anna and I truly appreciate you trusting us with your home financing. Being available when questions come up, providing honest guidance, and taking the time to explore mortgage...
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Amazing experience
Reply from Owner
September 18th, 2026 11:22 PM
Thank you so much for the great review! Anna and I truly appreciate your trust and are thrilled to hear you had an amazing experience with our team. Making the mortgage and home financing process smooth, clear, and supportive is always our...
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My experience working with Anna and Josh was great, they made everything seem so easy, always on top of things. I would recommend them to anyone looking to purchase a new home!
Reply from Owner
September 18th, 2026 11:23 PM
Thank you so much for the wonderful review and recommendation! Anna and I truly appreciate you trusting us with your home purchase. Making the mortgage process feel simple, staying ahead of the details, and keeping everything moving smoothly...
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Working with mortgage company, made for an easy transaction for myself and my seller. Thank you for all your hard work!
Reply from Owner
September 18th, 2026 11:23 PM
Thank you so much for the kind words! Anna and I truly appreciate the opportunity to work with you and your seller. We know how important a smooth mortgage transaction is for everyone involved, including the listing agent and seller, so keeping...
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My name is Morgan Powell I am with Down Home Realty in Wildwood Florida. I worked with Josh and Anna for a very kind gentleman and we both had the same goal to get him into the perfect home. Josh and Anna were very thorough and very responsive...
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Reply from Owner
September 18th, 2026 11:24 PM
Morgan, thank you so much for the thoughtful review! Anna and I truly enjoyed working with you and appreciate the partnership throughout the transaction. When the Realtor and mortgage team share the same goal of helping a buyer find and finance...
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Definitely recommend to friends and family!!!!
Reply from Owner
September 18th, 2026 11:24 PM
Thank you so much for the recommendation! Anna and I truly appreciate your trust and support. Knowing you would recommend our mortgage team to your friends and family is one of the greatest compliments we can receive. We’re grateful for the...
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Josh and Anna make a great team. We are first time home buyers and they walked us thru the whole process. Made sure we understood everything, was available for any questions or concerns we had. I definitely recommend them to any first time...
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Reply from Owner
September 18th, 2026 11:25 PM
Thank you so much for the incredible recommendation! Anna and I are truly grateful you trusted us to guide you through your first home purchase. We know first-time homebuyers often have a lot of questions, so taking the time to explain the...
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Josh and Anna are an amazing team to work with from the very first contact until the day of closing. They always made themselves available to talk to when we had a question. They walked us through step by step of the process to insure we had...
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Reply from Owner
September 18th, 2026 11:25 PM
Thank you so much for this wonderful review! Anna and I are incredibly grateful you trusted us from that first conversation all the way through closing day. Buying a home involves a lot of moving pieces, so we’re glad we could walk you through...
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I was extremely pleased with the help I got from Josh & Anna! They were easy to get a hold of, always responding quickly to my questions. They made a sometimes difficult process much easier! Would highly recommend!
Reply from Owner
September 18th, 2026 11:25 PM
Thank you so much for the wonderful review and recommendation! Anna and I truly appreciate you trusting us throughout your mortgage process. We know home financing can sometimes feel complicated, so being easy to reach, answering questions...
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Josh & Anna make an excellent team. They were very patient and dedicated in helping me buying my first home. Their Professionalism and expertise make the process stress free. I appreciate their efforts and recommend them to anyone. Again thank...
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Reply from Owner
September 18th, 2026 11:26 PM
Thank you so much for the thoughtful review and recommendation! Anna and I are truly grateful you trusted us to help you purchase your first home. We know becoming a first-time homebuyer is a major milestone, so being patient, providing clear...
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About
Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Jumbo Loans
Non-QM Loans
Bank Statement Loans
Reverse Mortgages
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Memberships
- CFP Board - Certified Financial Planner
- GO! Coaching
- Borrow Smart University - Certified Liability Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Licenses
- NMLS#: 2448184
Awards
7 Time Million Dol...
2 Time NAIFA Top 4...
Achievements
- NAIFA Top 40 Under 40
- Million Dollar Roundtable x 7
- CFP, CLU, ChFC
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Hobbies
- Lifting
- Walking
- Kids
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Disclaimer
Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.