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Your Home Loan Team: Josh Richardson
Mortgage Broker & Branch Manager | Your Home Loan ...
Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners a... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
It was a pleasure working with Josh & Anna on a deal. As a Title Agent, I truly appreciate working with loan officers who are hands-on, responsive, and stay involved throughout the entire process. Josh & Anna were great to work with and made...
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Reply from Owner
October 14th, 2026 08:30 PM
Thank you so much for the thoughtful review! Anna and I truly enjoyed working with you and appreciate hearing this from a fellow closing professional. We know how important strong communication and coordination between the mortgage lender and...
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My husband and I are truly grateful to Josh and Anna for helping make our dream of homeownership a reality.From our very first conversation with Josh to the thoughtful follow-up call after our purchase, the entire experience felt supportive,...
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Reply from Owner
October 7th, 2026 04:15 PM
Thank you so much for this incredible review! Anna and I are truly grateful you trusted us to help make your dream of homeownership a reality. Guiding you through every stage of the mortgage process, from pre-approval and conditional approval...
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My husband and I are truly grateful to Josh and Anna for helping make our dream of homeownership a reality.From our very first conversation with Josh to the thoughtful follow-up call after our purchase, the entire experience felt supportive,...
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Reply from Owner
October 7th, 2026 12:00 AM
Thank you so much for this incredible review! Anna and I are truly grateful you trusted us to help make your dream of homeownership a reality. Guiding you through every stage of the mortgage process, from pre-approval and conditional approval...
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If it wasn’t for Josh, I don’t know that I would have bought my first home. I was very anxious and scared about the entire process or if I would be able to handle the responsibility or really understand what I was committing to. Josh was available...
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Reply from Owner
October 2nd, 2026 12:00 AM
Thank you so much for sharing this. Knowing I could help you feel informed, confident, and comfortable enough to move forward with buying your first home means more than I can say. Anna and I truly believe first-time homebuyers should never...
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Josh is a superstar he worked with me and my many challenges and got me into my dream home I will be forever thankful
Reply from Owner
September 28th, 2026 03:01 PM
Thank you so much for the incredible review! I truly appreciate you trusting me with your home financing journey. Every mortgage situation is different, and when challenges come up, my goal is to carefully work through the available options,...
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Josh and his team helped and continue to help us with updates on rates and values of our property. He is very accessible and does great work. He has helped my son with his mortgage needs. Highly recommend.
Reply from Owner
September 26th, 2026 02:28 AM
Thank you so much for the continued trust and recommendation! I truly appreciate the opportunity to help you and your family with your mortgage and home financing needs. Staying accessible and continuing to provide useful updates on mortgage...
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Josh worked his magic and got my husband and I into our dream home . There were a few challenges but he made me feel at ease I want to thank him a million times over .
Reply from Owner
September 25th, 2026 12:00 AM
Thank you so much for the heartfelt review! I truly appreciate you and your husband trusting me with the financing for your dream home. Every mortgage can have its challenges, so I’m glad I could help navigate those obstacles, answer your questions,...
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Joshua is very efficient. From start to finish Joshua kept me informed on the progress of my HELOC. The entire process took less than one week. I have recommended his services to friends and would in the future.
Reply from Owner
September 25th, 2026 12:00 AM
Thank you so much for the great review and for trusting me with your HELOC! I’m glad I could keep you informed throughout the entire home equity line of credit process and help everything move efficiently from start to finish. Completing the...
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Great experience process was smooth.answers all my questions. Highly recommend this couple. They were great. Closing was done is less than 1 month
Reply from Owner
September 26th, 2026 02:25 AM
Thank you so much for the great review and recommendation! Anna and I truly appreciate you trusting us with your mortgage and home financing process. We’re glad we could answer your questions, keep the loan process moving smoothly, and help...
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Anna and Josh they were both great. I highly recommend them. Very responsive. Respectfully and very helpful.
Reply from Your Home Loan Team: Josh Richardso...
September 22nd, 2026 09:44 PM
Thank you so much for the recommendation! Anna and I truly appreciate your trust and are grateful we could help with your mortgage and home financing needs. Being responsive, respectful, and available to answer questions throughout the loan...
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About
Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Jumbo Loans
Non-QM Loans
Bank Statement Loans
Reverse Mortgages
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Memberships
- CFP Board - Certified Financial Planner
- GO! Coaching
- Borrow Smart University - Certified Liability Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Licenses
- NMLS#: 2448184
Awards
7 Time Million Dol...
2 Time NAIFA Top 4...
Achievements
- NAIFA Top 40 Under 40
- Million Dollar Roundtable x 7
- CFP, CLU, ChFC
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Hobbies
- Lifting
- Walking
- Kids
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Disclaimer
Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.