Josh Richardson
Your Home Loan Team - Mortgage Broker
We started building our family here in Florida!
Our goal is and always will be to help anyone, anywhere, with any risk as best the market will allow!
We are independent, with almost 190 lenders to shop. Once goal is always to find out where... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Josh and Anna were a powerhouse team to work with throughout the entire transaction. They never missed a beat with communicating the process along the way. Would highly recommend this team to a future buyer.
Reply from Owner
August 28th, 2026 05:08 PM
Hey Kelly! Thank you so much! Can't say enough about you either! We were all dialed in to get the job done for our buyers!
It was great working with Josh and Anna! They were communicative, knowledgable and made working with them smooth and easy. Will recommend and look forward to working with them again.
Reply from Owner
August 25th, 2026 04:54 PM
Thank you so much! You guys were wonderful to work with on the title side!
Josh and Anna are rock stars. They are very hard workers. We always felt in the loop with things. I already got my brother using them for his house. Great people and service would highly recommend. Thank you Josh and Anna
Reply from Owner
August 14th, 2026 01:50 AM
Thank you, AJ — we really appreciate the kind words and your recommendation. We're so glad Josh and Anna made the process easy and kept you informed. Thank you for referring your brother to us; we look forward to helping him with his house....
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In my 25 years as an active realtor, I have only come across one other mortgage lender who was as client focused as Josh and Anna Richardson, from Your Home Loan Team. From my perspective, based on my previous years as an active, licensed mortgage...
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Reply from Owner
August 8th, 2026 12:19 AM
Jorge, thank you for your generous review and for trusting Josh, Anna, and our team with such a complex transaction. We’re proud we could guide your first-time buyers through multiple appraisals and loan iterations to a successful closing....
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Working with my mortgage broker has been an outstanding experience. They helped me secure financing for two homes and made the entire process smooth from start to finish. They were always available to answer my questions, explained everything...
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Reply from Owner
August 3rd, 2026 12:27 PM
Thank you so much for the kind word! It's crazy that we are two home deep now, but you are building your portfolio! It was an honor working helping you with the mortgage. Cheers!
As a TC, I work with several Lending Team across the state of Florida and I must say that Josh an Anna are top notch! They are always on top of the process, very informative, and detailed oriented; which is a breath of fresh air I must say!...
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Reply from Owner
July 25th, 2026 08:27 PM
Thank you so much Ya-Ya! We've had the please of working with you with a few realtors, and you always keep things moving just the way they are supposed too! Cheers and hope to work with you again soon!
As a title agent, I have the experience of working with hundreds of mortgage brokers each year. I just closed my first transaction with Josh and Anna Richardson of Your Home Loan Team and I must say, I'm impressed. Highly responsive and collaborative...
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Reply from Owner
July 18th, 2026 12:08 PM
It was amazing working with you! You were always on top of everything, and we have new homeowners and happy sellers! Can't recommend you enough!
We cannot thank Josh Richardson enough for everything he did to help us purchase our first home. From day one, Josh was incredibly professional, knowledgeable, and always available to answer our questions and guide us through every step of...
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Reply from Owner
July 18th, 2026 12:07 PM
We're so happy for you guys! We had to kiss a few frogs to find the right home, but you are now homeowners! Thank you for letting us help you with the mortgage. On to new beginnings!
We cannot thank Josh Richardson and his team enough for everything he did to help us purchase our first home. From day one, Josh was incredibly professional, knowledgeable, and always available to answer our questions and guide us through every...
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Reply from Owner
July 18th, 2026 12:00 AM
We're so happy for you guys! We had to kiss a few frogs to find the right home, but you are now homeowners! Thank you for letting us help you with the mortgage. On to new beginnings!
Josh and Anna answered all of my questions at anytime of the day. They were able to keep me comfortable through the whole process. They got me a lower rate than the national average and are extremely kind. I definitely recommend Josh and Anna...
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Reply from Owner
July 5th, 2026 04:18 PM
Thank you so much for the kind words! It was awesome helping you and your family get into your new home! We were able to get creative to find a solution that worked for you, but now you are home owners! Cheers!
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About
We started building our family here in Florida!
Our goal is and always will be to help anyone, anywhere, with any risk as best the market will allow!
We are independent, with almost 190 lenders to shop. Once goal is always to find out where you are at and what you are looking to do. From there, we get to work to find the best lenders and programs to fit your situation. A home or property is such a big wealth creator, and we always want to work with you to make sure that you are going into each moment in life with your eyes wide open with an understanding of what is to come both now and down the road. That is our why! We’d love to hear about yours!
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
Loan
Mortgage
Origination
Financial Services
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Memberships
- CFP Board - Certified Financial Planner
- GO! Coaching
- Borrow Smart University - Certified Liability Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Licenses
- NMLS#: 2448184
Awards
7 Time Million Dol...
Hobbies
- Lifting
- Walking
- Kids
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Disclaimer
Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.