Your Home Loan Team: Josh Richardson's Cover Image

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Your Home Loan Team: Josh Richardson

Mortgage Broker & Branch Manager | Your Home Loan ...

Your Home Loan Team - Tampa, FL

5.0

(111)

Mortgage

Mortgage Broker

Contact Info

(727) 888-6650

Tampa, FL

https://yourhomeloanteam.com/

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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5.0

(111)

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Very professional. Effective and accurate communication. Hope to work together in the future!

Reply from Owner

September 18th, 2026 11:15 PM

Thank you so much for the kind review! Anna and I truly appreciate the opportunity to work with you. Professionalism and clear, accurate communication throughout the mortgage and closing process are incredibly important to our team, so your...

Josh and Anna were amazing and easy to work with! Would love to work on another transaction with them.

Reply from Owner

September 18th, 2026 11:18 PM

Thank you so much for the great review! Anna and I truly enjoyed working with you and appreciate the teamwork throughout the transaction. A smooth mortgage and closing experience takes strong communication and collaboration from everyone involved,...

Josh and Anna have been outstanding. They consistently offered exceptional support throughout the entire process, always available to answer our questions and provide timely updates at every step. We are immensely grateful for their assistance...

Reply from Owner

September 18th, 2026 11:18 PM

Thank you so much for the thoughtful review and recommendation! Anna and I truly appreciate your trust throughout the entire mortgage process. Making ourselves available to answer questions, provide timely updates, and ensure our clients understand...

I have worked on many deals with Josh and Anna, and it was always a smooth and pleasant experience! I would recommend them to anyone looking for a loan or a new home!

Reply from Owner

September 18th, 2026 11:19 PM

Thank you so much for the continued trust and recommendation! Anna and I truly appreciate having the opportunity to work with you on so many transactions over the years. Creating a smooth mortgage process takes great communication and teamwork,...

Josh and Anna made my home buying journey a very smooth one. They we’re always there for any questions and responded very quick. They are very honest people and it shows through their work.

Reply from Owner

September 18th, 2026 11:19 PM

Thank you so much for the thoughtful review! Anna and I truly appreciate you trusting us with your home buying journey. We know questions can come up at any point during the mortgage process, so being available, responding quickly, and providing...

I don't know where to begin with Josh and Anna! They truly helped us every step of the way. I was in touch with Anna a couple years back about a mortgage but it personally wasn't the right time for me to buy, now full circle she helped me close...

Reply from Owner

September 18th, 2026 11:20 PM

Thank you so much for sharing your story! Anna and I are incredibly grateful you trusted us with your journey to becoming a first-time homeowner. It makes this one even more special knowing Anna first connected with you a couple of years ago,...

I would recommend Josh and Ann Richardson in a heart beat, they are attentive, knowledgeable and truly have the clients best interest set as their priority. Their communication skills are top notch!

Reply from Owner

June 12th, 2024 02:23 PM

Thank you a ton! I have to say the same about you! We don't get to choose the title company we work with when we are coming from the buyer side, but you guys were so easy to work with. Didn't have to worry about anything from title.

This team is fantastic! Always on top of everything and communication was top notch. Would recommend them to anyone.

Reply from Owner

September 18th, 2026 11:21 PM

Thank you so much for the fantastic review and recommendation! Anna and I truly appreciate your trust in our team. Staying on top of every detail and providing clear, consistent communication throughout the mortgage and closing process are...

Josh and Anna are a great team! They are always communicative and as an agent, that is very important. I never have to wonder about what's going on with the loan and I know they are doing their job in explaining the financial process to the...

Reply from Owner

September 18th, 2026 11:21 PM

Thank you so much for the thoughtful review! Anna and I truly value hearing this from a real estate agent. We know how important communication is when you have clients under contract, and our goal is to make sure you never have to wonder where...

Josh and Anna are highly skilled and experienced power couples specializing in loan origination. When my spouse and I were looking to leverage the equity in our home to start a new business, we turned to them for help.What sets Josh and Anna...

Reply from Owner

September 18th, 2026 11:21 PM

Thank you so much for this incredibly thoughtful review! Anna and I are grateful you trusted us to help you explore how the equity in your home could support your next chapter as business owners. Taking the time to understand your goals, discuss...

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About

Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Renovation Loan

Construction Loan

Down Payment Assistance

Mortgage Refinance

Home Purchasing Assistance

Specialities

FHA Loans

VA Loans

USDA Loans

Conventional Loans

Jumbo Loans

Non-QM Loans

Bank Statement Loans

Reverse Mortgages

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Memberships

CFP Board - Certified Financial Planner
GO! Coaching
Borrow Smart University - Certified Liability Advisor

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Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

Year Started

2021

Licenses

NMLS#: 2448184

Awards

7 Time Million Dol...

2 Time NAIFA Top 4...

Achievements

NAIFA Top 40 Under 40
Million Dollar Roundtable x 7
CFP, CLU, ChFC

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Hobbies

Lifting
Walking
Kids

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Disclaimer

Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.