Your Home Loan Team: Josh Richardson's Cover Image

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Your Home Loan Team: Josh Richardson

Mortgage Broker & Branch Manager | Your Home Loan ...

Your Home Loan Team - Tampa, FL

5.0

(111)

Mortgage

Mortgage Broker

Contact Info

(727) 888-6650

Tampa, FL

https://yourhomeloanteam.com/

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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5.0

(111)

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Josh and Anna help me secure financing for my first investment property. They were able to help me find funding when no one else could. It was a tedious process, but they were able to get me through it. I would use them again for future projects....

Reply from Owner

September 18th, 2026 11:26 PM

Thank you so much for trusting Anna and me with the financing for your first investment property! Investment property loans can sometimes require a different approach, and we’re glad we could explore the available financing options and help...

I had a great experience with Josh and Anna in securing my mortgage loan. They were very responsive and were always available to answer my questions and address any concerns that I had. I really think they're a dream team and provide an outstanding...

Reply from Owner

September 18th, 2026 11:26 PM

Thank you so much for the incredible review! Anna and I truly appreciate you trusting us with your mortgage loan. We know the home financing process can sometimes feel confusing or stressful, which is why being responsive, available for questions,...

This was the first transaction we worked with Josh and Anna and our team was pleasantly appreciative. The communication from start to finish was amazing. They were able to explain the buyers situation prior to accepting offer and were able...

Reply from Owner

September 18th, 2026 11:27 PM

Thank you so much for the thoughtful review! Anna and I truly appreciate the Sunshine State Investments Team with LPT Realty trusting us on our first transaction together. Clear communication between the mortgage and real estate teams is incredibly...

This was the best part of my house buying process!! I shopped around for the right mortgage company, and they were hands down the best experience. They were super responsive. They communicate well, guide you through the process step by step,...

Reply from Owner

September 18th, 2026 11:27 PM

Thank you so much for the incredible review! Anna and I truly appreciate that you took the time to explore your mortgage options and ultimately trusted our team with your home purchase. We know the mortgage process can have stressful or complicated...

I was refinancing my mortgage with Rocket, when I decided to give Josh and Anna a chance. They far out beat Rocket’s offer. I will definitely use Josh and Anna in the future. They actually cared about our credit and helping us .

Reply from Owner

September 18th, 2026 11:27 PM

Thank you so much for the thoughtful review! Anna and I truly appreciate you giving our team the opportunity to help with your mortgage refinance. We’re glad we could take the time to understand your situation, review your financing options,...

Hi Anna and Josh,Pardon the delay but as you folks know it has been a very hectic week...for all of us!! Wow, thanx for the amazing support and all the efforts you put in the last couple of weeks!! We are very happy that you both were guiding...

Reply from Owner

September 18th, 2026 11:28 PM

Loraine and Albert, thank you so much for these incredibly kind words! Anna and I are grateful you trusted us to guide you through such an important mortgage process. We know those final weeks can get hectic, so being available, answering questions,...

Josh and Anna were great. Always fast in getting back to me and answering any questions my wife and I had. We had a great experience working with them.

Reply from Owner

September 18th, 2026 11:28 PM

Thank you so much for the great review! Anna and I truly appreciate you and your wife trusting us with your mortgage needs. We know questions can come up at any point during the home financing process, so responding quickly and making sure...

Josh and Anna were amazing. They guided us through the process every step of the way. They had a notary come to us instead of us trying to find one! Top notch service, and then when it came to the closing, they communicated with us and the...

Reply from Owner

September 18th, 2026 11:29 PM

Thank you so much for the incredible review and recommendation! Anna and I truly appreciate you trusting us throughout your mortgage and closing process. We know the little details can make a big difference, so coordinating a mobile notary,...

Anna and Josh are professional, easy to work with and they have answers to all the questions. I definitely recommend them for any type of mortgage you may need

Reply from Owner

September 18th, 2026 11:29 PM

Thank you so much for the recommendation! Anna and I truly appreciate your kind words and trust in our team. We believe a great mortgage experience starts with being professional, approachable, and ready to answer questions clearly so our clients...

I had a great experience with Josh and Anna. They walked me through the experience of owning a home. I am a first time buyer and I used the hometown Heros program to assist in the purchase of my home. It was very frightening to me but Josh...

Reply from Owner

September 18th, 2026 11:29 PM

Thank you so much for sharing your experience! Anna and I are truly grateful you trusted us to guide you through buying your first home. We know the mortgage process can feel intimidating, especially as a first-time homebuyer, so being available...

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About

Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Renovation Loan

Construction Loan

Down Payment Assistance

Mortgage Refinance

Home Purchasing Assistance

Specialities

FHA Loans

VA Loans

USDA Loans

Conventional Loans

Jumbo Loans

Non-QM Loans

Bank Statement Loans

Reverse Mortgages

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Memberships

CFP Board - Certified Financial Planner
GO! Coaching
Borrow Smart University - Certified Liability Advisor

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Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

Year Started

2021

Licenses

NMLS#: 2448184

Awards

7 Time Million Dol...

2 Time NAIFA Top 4...

Achievements

NAIFA Top 40 Under 40
Million Dollar Roundtable x 7
CFP, CLU, ChFC

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Hobbies

Lifting
Walking
Kids

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Disclaimer

Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.