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Your Home Loan Team: Josh Richardson
Mortgage Broker & Branch Manager | Your Home Loan ...
Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners a... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Working with Anna and Josh made the process very easy,they were always helpful and fast responding for any question we had. We highly recommend them.
Reply from Owner
September 18th, 2026 11:30 PM
Thank you so much for the recommendation! Anna and I truly appreciate you trusting us with your mortgage process. We know how much of a difference quick communication and having someone available to answer questions can make during a home purchase....
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I can’t say enough about the professionalism, amazing level of communication, and overall customer service provided by Anna and Josh. My husband and I are extremely grateful. They showed so much knowledge and patience. Anna was definitely a...
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Reply from Owner
September 18th, 2026 11:30 PM
To the Sharma family, thank you so much for this incredibly heartfelt review! Anna and I are truly grateful you trusted us with such an important part of your family’s journey. Providing clear communication, patient guidance, and knowledgeable...
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Thank you Josh & Anna for being so wonderful and gracious to us during the entire process! We appreciate all of your help to get the loan and for assisting us with all of the paperwork... and responding to my annoying text messages. 😄 It has...
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Reply from Owner
September 18th, 2026 11:31 PM
Thank you so much for the wonderful review! Anna and I truly appreciate you trusting us throughout your mortgage process. Helping with the loan paperwork, answering questions, and being available when those texts came through were all part...
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Josh and Anna were fantastic! My husband and I weren't even sure we were eligible for a loan yet, however, we got in contact with Josh and Anna and we knew we were in good hands. They were professional, personable, and made the process so easy...
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Reply from Owner
September 18th, 2026 11:31 PM
Thank you so much for sharing your story! Anna and I are incredibly grateful you trusted us when you and your husband weren’t even sure if homeownership was an option yet. Helping you understand your mortgage options, navigate the loan process,...
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Anna is amazing! I did a FHA 203k rehab loan which isn't the easiest loan to process. There are a lot of moving parts with finding a general contractor to do the rehab and get the lenders approval. This is part of process for the type of loan...
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Reply from Owner
September 18th, 2026 11:31 PM
Thank you so much for the incredible review and recommendation! I truly appreciate you trusting me with your FHA 203(k) rehab loan. Renovation financing can involve a lot of moving pieces, from coordinating with the lender to working through...
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I appreciate Joshua and Irina so much! They are very professional, super helpful and always quick to respond & execute all of my insurance needs! I would recommend them to anyone! They deserve a gold star!
Reply from Josh Richardson
March 8th, 2019 09:23 PM
Thank you so much! We love working with you!
I'll never go through another channel for insurance services again. Irene was so professional, efficient and knowledgeable. Took the stress out of what to me was a stressful situation. Thank you!!!!
Great financial services and insurance organization. Outstanding personalized customer service. I highly recommend this company.
Your Home Loan Team: Josh Richardson has received a review with 5 star rating from Ivan A
Your Home Loan Team: Josh Richardson has received a review with 5 star rating from Irina K
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About
Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Jumbo Loans
Non-QM Loans
Bank Statement Loans
Reverse Mortgages
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Memberships
- CFP Board - Certified Financial Planner
- GO! Coaching
- Borrow Smart University - Certified Liability Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Licenses
- NMLS#: 2448184
Awards
7 Time Million Dol...
2 Time NAIFA Top 4...
Achievements
- NAIFA Top 40 Under 40
- Million Dollar Roundtable x 7
- CFP, CLU, ChFC
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Hobbies
- Lifting
- Walking
- Kids
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Disclaimer
Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.