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Your Home Loan Team: Josh Richardson
Mortgage Broker & Branch Manager | Your Home Loan ...

Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners a... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Wonderful team to work with, great communication and closing was a seamless process. Five Stars for Josh & Anna
Reply from Owner
September 18th, 2026 10:46 PM
Thank you so much for the five-star review! Anna and I truly appreciate your kind words. Great communication and a seamless mortgage closing experience are exactly what we strive to provide throughout every home purchase. It was a pleasure...
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Josh and Anna were great to work with! They kept us updated throughout the whole transaction and were very communicative which is always a plus! Would definitely recommend!
Reply from Owner
September 18th, 2026 10:47 PM
Thank you so much for the recommendation! Anna and I really enjoyed working with you. Keeping everyone informed with consistent updates and clear communication throughout the mortgage process is a priority for our team. We appreciate the opportunity...
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I had an amazing experience working with my lenders, Anna and Josh Richardson, while buying my first home. They helped me secure assistance for my down payment and guided me through the entire process. They were always available to answer my...
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Reply from Owner
September 18th, 2026 10:47 PM
Thank you so much for trusting Anna and me to help you purchase your first home! We’re thrilled we could help you navigate the mortgage process, explore down payment assistance, and make the journey to homeownership feel smooth and less stressful....
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Josh and Anna Richardson were great to work with,
Had the loan approved by the closing date and always keep us updated.
Reply from Owner
September 18th, 2026 10:49 PM
Thank you so much for the great review! Anna and I truly appreciate the opportunity to work with you. Keeping everyone updated throughout the mortgage process and making sure the home loan is ready for the scheduled closing are priorities for...
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It was such a pleasure working with Josh & Anna! Their work is immaculate and they truly go above and beyond for their clients. The whole process was smooth thanks to their communication, professionalism, and dedication. I will definitely continue...
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Reply from Owner
September 18th, 2026 10:49 PM
Thank you so much for the incredible review! Anna and I truly appreciate your trust and the opportunity to work together. Clear communication, professionalism, and going the extra mile for our clients and real estate partners are incredibly...
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I have been dealing with Josh and Anna many years and never were disappointed and never went anywhere else
That’s all I can say about them
They are the best
Reply from Owner
September 18th, 2026 10:49 PM
Thank you so much for your continued trust over the years! Anna and I truly appreciate having the opportunity to help you time and time again. Repeat clients mean so much to us because earning that trust with every mortgage and home financing...
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Absolutely a dream to work with! From start to finish, they kept us updated on every step along the way. Most importantly we closed on time!
Reply from Owner
September 18th, 2026 10:50 PM
Thank you so much for the kind words! Anna and I truly appreciate the opportunity to work with you. Keeping you informed at every step and staying on top of the details throughout the mortgage process are incredibly important to us. We’re especially...
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Josh was very professional, helpful, and easy to reach throughout the whole process, I would recommend him to anyone!
Reply from Owner
September 18th, 2026 10:50 PM
Thank you so much for the recommendation! I truly appreciate your trust throughout the mortgage process. Being responsive, providing clear guidance, and making home financing as straightforward as possible are always priorities for me. It was...
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Very helpful. Always checking on me and updating me.
Reply from Owner
September 18th, 2026 10:48 PM
Thank you so much for the kind review! Staying in touch, providing regular updates, and making sure our clients feel supported throughout the mortgage process are always priorities for our team. We truly appreciate your trust and are grateful...
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I had a wonderful closing experience with Josh and Anna. There was constant communication and professionalism during the loan process and closing process. If you are looking for a quick and seamless loan process, work with these two wonderful...
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Reply from Owner
September 18th, 2026 10:51 PM
Thank you so much for the wonderful review! Anna and I truly appreciate your trust throughout the loan and closing process. Consistent communication, professionalism, and keeping everything moving smoothly are always priorities for our team....
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About
Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Specialities
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Jumbo Loans
Non-QM Loans
Bank Statement Loans
Reverse Mortgages
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Memberships
- CFP Board - Certified Financial Planner
- GO! Coaching
- Borrow Smart University - Certified Liability Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Licenses
- NMLS#: 2448184
Awards
7 Time Million Dol...
2 Time NAIFA Top 4...
Achievements
- NAIFA Top 40 Under 40
- Million Dollar Roundtable x 7
- CFP, CLU, ChFC
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Hobbies
- Lifting
- Walking
- Kids
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Disclaimer
Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.