Your Home Loan Team: Josh Richardson's Cover Image

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Your Home Loan Team: Josh Richardson

Mortgage Broker & Branch Manager | Your Home Loan ...

Your Home Loan Team - Tampa, FL

5.0

(111)

Mortgage

Mortgage Broker

Contact Info

(727) 888-6650

Tampa, FL

https://yourhomeloanteam.com/

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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5.0

(111)

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Josh and Anna were very helpful, responsive outside of normal hours, answered all questions, and assisted in anyway possible. They are dedicated to serving others during the home buying process which they make smooth.

Reply from Owner

September 18th, 2026 10:51 PM

Thank you so much for the thoughtful review! Anna and I truly appreciate your trust during the home buying and mortgage process. Being responsive, answering questions clearly, and making sure our clients feel supported throughout their journey...

Josh and Anna are knowledgeable, responsive, and easy to work with. Communication is clear, timelines are met, and transactions run smoothly. Highly recommend.

Reply from Owner

September 18th, 2026 10:52 PM

Thank you so much for the recommendation! Anna and I truly appreciate your trust and the opportunity to work together. Clear communication, responsiveness, and staying on top of important timelines are key to keeping the mortgage and closing...

Great job with the entire Loan, very smooth process, and updated the entire way.

Reply from Owner

September 18th, 2026 10:53 PM

Thank you so much for the great review! Anna and I truly appreciate your trust throughout the mortgage process. Keeping you updated every step of the way and making the loan and closing experience as smooth as possible are always priorities...

Our office recently had the pleasure of working with Josh and Anna Richardson with Pioneer Mortgage Funding and we couldn't be more satisfied with the experience.Throughout the process of the loan for our mutual clients they were highly responsive...

Reply from Owner

September 18th, 2026 10:55 PM

Thank you so much for the thoughtful review and recommendation! Anna and I truly appreciate the opportunity to work with your office and serve our mutual clients. Strong communication between the mortgage team and everyone involved in the transaction...

Extremely helpful- kept me informed through the whole process - really made me feel they were working for me for the best financing options to meet our needs. They went above and beyond!!

Reply from Owner

September 18th, 2026 10:56 PM

Thank you so much for the wonderful review! Anna and I truly appreciate your trust throughout the mortgage process. Keeping you informed, understanding your specific needs, and helping you explore financing options that fit your situation are...

Josh and Anna were absolutely fantastic to work with. I searched for a home for over a year, and they were with me every step of the way. Their dedication and support were unwavering, making the entire process much smoother and less stressful....

Reply from Owner

September 18th, 2026 10:56 PM

Thank you so much for sharing this! Anna and I are incredibly grateful that you trusted us throughout your home search and mortgage journey. After more than a year of searching, it means a lot to know that our communication, guidance, and support...

Josh and Anna made my home buying experience seamless! As a first time home buyer I would get anxious as the process went forward but it was always relieved by their quick responses and availability to my questions. I feel grateful and lucky...

Reply from Owner

September 18th, 2026 10:57 PM

Thank you so much for the incredible review and recommendation! Anna and I are grateful you trusted us to guide you through your first home purchase. We know the mortgage process can bring plenty of questions and uncertainty for a first-time...

Josh and Anna worked very hard to complete my loan process. They were always very accessible during the process. I would highly recommend them if you are looking for a mortgage,

Reply from Owner

September 18th, 2026 10:57 PM

Thank you so much for the recommendation! Anna and I truly appreciate your trust throughout the mortgage process. We know how important it is to have a lending team that is accessible, responsive, and willing to put in the work to keep your...

Josh and Anna were an absolute powerhouse team in helping me secure my mortgage loan through the Hero Home program. As a single mom, I never thought homeownership (let alone in a community I truly wanted) would be possible for me. But thanks...

Reply from Owner

September 18th, 2026 10:58 PM

Thank you so much for sharing your story and for trusting Anna and me with such an important milestone! Helping you navigate the mortgage process through the Hero Home program and seeing you become a homeowner in a community you truly wanted...

Josh and Anna were amazing to work with. Made the process of buying a house about as smooth as you can make it. They were always available for any questions I had and were very knowledgeable and helpful!! I would 100% recommend them for anyone...

Reply from Owner

September 18th, 2026 10:58 PM

Thank you so much for the amazing review and recommendation! Anna and I truly appreciate you trusting us with your home purchase. Buying a house comes with a lot of moving pieces, so we’re glad our availability, communication, and guidance...

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About

Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Renovation Loan

Construction Loan

Down Payment Assistance

Mortgage Refinance

Home Purchasing Assistance

Specialities

FHA Loans

VA Loans

USDA Loans

Conventional Loans

Jumbo Loans

Non-QM Loans

Bank Statement Loans

Reverse Mortgages

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Memberships

CFP Board - Certified Financial Planner
GO! Coaching
Borrow Smart University - Certified Liability Advisor

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Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

Year Started

2021

Licenses

NMLS#: 2448184

Awards

7 Time Million Dol...

2 Time NAIFA Top 4...

Achievements

NAIFA Top 40 Under 40
Million Dollar Roundtable x 7
CFP, CLU, ChFC

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Hobbies

Lifting
Walking
Kids

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Disclaimer

Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.