Your Home Loan Team: Josh Richardson's Cover Image

Top 5%

Your Home Loan Team: Josh Richardson

Mortgage Broker & Branch Manager | Your Home Loan ...

Your Home Loan Team - Tampa, FL

5.0

(111)

Mortgage

Mortgage Broker

Contact Info

(727) 888-6650

Tampa, FL

https://yourhomeloanteam.com/

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

View All days

Search Reviews

Write a Review

5.0

(111)

Filter by Date

Range

Filter by Rating

5 Star

100%

4 Star

3 Star

2 Star

1 Star

Josh is my go-to lender, whether it's a straightforward purchase or a tough loan that other lenders have passed on. He's honest, straight with my clients, and communicates the same way on every file. When a deal gets complicated, he finds a...

Reply from Your Home Loan Team: Josh Richardso...

September 21st, 2026 02:54 PM

Thank you so much for the continued trust and for making me your go-to mortgage lender! That means a great deal, especially coming from a real estate professional who puts their clients’ financing in my hands. Whether it’s a straightforward...

I am very grateful to have worked with Josh Richardson and his team. Very professional nice, and responsive. I want to shout out a big thank you to Josh and everyone who worked with me on the property real estate transaction. This was truly...

Reply from Your Home Loan Team: Josh Richardso...

September 20th, 2026 07:20 PM

Thank you so much for the heartfelt review! I truly appreciate you trusting me and our team with your real estate and mortgage transaction. Providing professional, responsive, and personal service throughout the home financing process is incredibly...

Working with Josh and Anna was an absolute pleasure. The closing process was seamless from start to finish. Thank you both so much for a smooth and efficient closing! Looking forward to working with you again! Naresa - Truly Title

Reply from Owner

September 18th, 2026 10:35 PM

Naresa, thank you so much for the kind words! It was a pleasure working with you and the Truly Title team. Anna and I appreciate having trusted local partners who help make the mortgage and home closing process smooth and efficient for Fort...

Working with Josh and his wife Anna was an awesome experience. Both were very professional . As a realtor they made the closing process smoothly with stress free. Will definitely use them again to close more deals!!!!Great team work!!

Reply from Owner

September 18th, 2026 10:36 PM

Thank you so much for the kind words! Anna and I truly enjoyed working with you and appreciate the teamwork throughout the closing. Having great Fort Pierce real estate professionals working together makes such a difference in creating a smooth,...

We had an amazing experience. Josh was incredibly helpful and helped make the process smooth. A true professional!

Reply from Owner

September 18th, 2026 10:38 PM

Thank you so much for the great review! It was a pleasure helping you through the mortgage process. I’m glad we could make your home financing experience smooth and straightforward from start to finish. Helping Palm Coast homebuyers navigate...

Josh and Anna were amazing. Always positive, knowledgeable and willing to address my questions and/or concerns. They made the entire process feel way less stressful.

Reply from Owner

September 18th, 2026 10:39 PM

Thank you so much for the kind words! Anna and I truly appreciate your trust throughout the mortgage process. Buying or financing a home can come with plenty of questions, so we’re glad our communication and guidance helped make the experience...

Josh and Anna were a powerhouse team to work with throughout the entire transaction. They never missed a beat with communicating the process along the way. Would highly recommend this team to a future buyer.

Reply from Owner

September 18th, 2026 10:39 PM

Thank you so much for the great review and recommendation! Anna and I truly appreciate your trust throughout the transaction. Clear, consistent communication is a big part of creating a smooth mortgage and home buying experience, so we’re glad...

It was great working with Josh and Anna! They were communicative, knowledgable and made working with them smooth and easy. Will recommend and look forward to working with them again.

Reply from Owner

September 18th, 2026 10:40 PM

Thank you so much for the kind words! Anna and I really enjoyed working with you as well. We believe great communication and a smooth process make all the difference during a home purchase and mortgage transaction. We truly appreciate your...

Josh and Anna are rock stars. They are very hard workers. We always felt in the loop with things. I already got my brother using them for his house. Great people and service would highly recommend. Thank you Josh and Anna

Reply from Owner

September 18th, 2026 10:40 PM

Thank you so much for the incredible review and recommendation! Anna and I truly appreciate your trust, and knowing you felt informed throughout the entire mortgage and home buying process means a lot to us. The fact that you’ve already referred...

In my 25 years as an active realtor, I have only come across one other mortgage lender who was as client focused as Josh and Anna Richardson, from Your Home Loan Team. From my perspective, based on my previous years as an active, licensed mortgage...

Reply from Owner

September 18th, 2026 10:41 PM

Thank you for such an incredibly thoughtful review. Anna and I truly appreciate these words, especially coming from a Clearwater Realtor with 25 years of experience and a background as a licensed mortgage broker. Helping first-time homebuyers...

11–20 of 111

About

Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Renovation Loan

Construction Loan

Down Payment Assistance

Mortgage Refinance

Home Purchasing Assistance

Specialities

FHA Loans

VA Loans

USDA Loans

Conventional Loans

Jumbo Loans

Non-QM Loans

Bank Statement Loans

Reverse Mortgages

View All

Search Rank ScoreLearn More →

What is the Search Rank Score®?

Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

Memberships

CFP Board - Certified Financial Planner
GO! Coaching
Borrow Smart University - Certified Liability Advisor

View All

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

Year Started

2021

Licenses

NMLS#: 2448184

Awards

7 Time Million Dol...

2 Time NAIFA Top 4...

Achievements

NAIFA Top 40 Under 40
Million Dollar Roundtable x 7
CFP, CLU, ChFC

View All

Hobbies

Lifting
Walking
Kids

View All

Disclaimer

Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.