Your Home Loan Team: Josh Richardson's Cover Image

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Your Home Loan Team: Josh Richardson

Mortgage Broker & Branch Manager | Your Home Loan ...

Your Home Loan Team - Tampa, FL

5.0

(111)

Mortgage

Mortgage Broker

Contact Info

(727) 888-6650

Tampa, FL

https://yourhomeloanteam.com/

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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5.0

(111)

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Working with my mortgage broker has been an outstanding experience. They helped me secure financing for two homes and made the entire process smooth from start to finish. They were always available to answer my questions, explained everything...

Reply from Owner

September 18th, 2026 10:42 PM

Thank you so much for trusting us with the financing for not just one, but two home purchases! We truly appreciate your confidence in our team. Clear communication, responsiveness, and helping each client understand their mortgage options are...

As a TC, I work with several Lending Team across the state of Florida and I must say that Josh an Anna are top notch! They are always on top of the process, very informative, and detailed oriented; which is a breath of fresh air I must say!...

Reply from Owner

September 18th, 2026 10:42 PM

Thank you so much for the recommendation! Anna and I truly appreciate hearing this from a transaction coordinator who works with lending teams throughout Florida. Staying proactive, communicating clearly, and paying attention to the details...

As a title agent, I have the experience of working with hundreds of mortgage brokers each year. I just closed my first transaction with Josh and Anna Richardson of Your Home Loan Team and I must say, I'm impressed. Highly responsive and collaborative...

Reply from Owner

September 18th, 2026 10:43 PM

Thank you so much for the thoughtful review! Anna and I truly appreciate these words, especially coming from an experienced title agent who works with hundreds of mortgage professionals each year. It was a pleasure collaborating with you to...

We cannot thank Josh Richardson enough for everything he did to help us purchase our first home. From day one, Josh was incredibly professional, knowledgeable, and always available to answer our questions and guide us through every step of...

Reply from Owner

September 18th, 2026 10:43 PM

Thank you so much for sharing this! Helping you purchase your first home was truly a privilege. I know the mortgage process can feel overwhelming, especially for first-time homebuyers, so making sure you felt informed, comfortable, and supported...

We cannot thank Josh Richardson and his team enough for everything he did to help us purchase our first home. From day one, Josh was incredibly professional, knowledgeable, and always available to answer our questions and guide us through every...

Reply from Owner

July 18th, 2026 12:00 AM

We're so happy for you guys! We had to kiss a few frogs to find the right home, but you are now homeowners! Thank you for letting us help you with the mortgage. On to new beginnings!

Josh and Anna answered all of my questions at anytime of the day. They were able to keep me comfortable through the whole process. They got me a lower rate than the national average and are extremely kind. I definitely recommend Josh and Anna...

Reply from Owner

September 18th, 2026 10:44 PM

Thank you so much for the recommendation and for trusting Anna and me with your home financing! We know how important it is to have questions answered quickly and to feel comfortable throughout the mortgage process. We’re so glad we could help...

This was my first time buying a home and Josh and Anna were there every step of the way. If I had any questions they answered them. They are kind and professional and service 49/50 states. They were able to get me rates much lower than the...

Reply from Owner

July 6th, 2026 12:00 AM

It was such a pleasure working with you, and helping you and the family get into your new home! We're so excited for you all!

I’ve worked with many lenders as a real estate professional, what I can tell you is Josh answers his phone when you call, is thorough when his clients have questions, and was on top of everything throughout the process! He was even able to...

Reply from Owner

September 18th, 2026 10:44 PM

Thank you so much for the great review! Coming from a real estate professional who has worked with many lenders, your feedback means a lot. I believe responsive communication, thorough answers, and staying ahead of every detail are key to creating...

They did a fantastic job for the buyer, I was on the listing side and was sent regular updates on how the loan process was progressing. Thank you for a smooth closing.

Reply from Owner

September 18th, 2026 10:45 PM

Thank you so much for the kind words! We truly appreciate hearing this from the listing side of the transaction. Keeping Realtors informed with consistent loan updates is an important part of creating a smooth mortgage and closing experience...

Smooth process from start to finish! Very communicative, friendly and easy to work with. Looking forward to doing more business together in the future! Highly recommended!

Reply from Owner

September 18th, 2026 10:45 PM

Thank you so much for the great review and recommendation! We’re glad the mortgage and closing process was smooth from start to finish. Clear communication, responsiveness, and making the home financing process easy for our clients and real...

21–30 of 111

About

Josh and Anna Richardson lead Your Home Loan Team, an independent Tampa Bay mortgage brokerage that shops over 140 lenders to find the right FHA, VA, USDA, conventional, jumbo or investment property loan for Florida homebuyers, homeowners and investors. Josh, a University of Michigan graduate who rowed with the National Team, holds the CFP, CLU and ChFC designations and is a NAIFA Florida Top 40 Under 40 honoree and Million Dollar Round Table member. We're raising our four children in Florida, and our goal is to help you find the best lender and program for your situation. Call (727) 888-6650. NMLS 2448184, Company NMLS 2072896.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Renovation Loan

Construction Loan

Down Payment Assistance

Mortgage Refinance

Home Purchasing Assistance

Specialities

FHA Loans

VA Loans

USDA Loans

Conventional Loans

Jumbo Loans

Non-QM Loans

Bank Statement Loans

Reverse Mortgages

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Memberships

CFP Board - Certified Financial Planner
GO! Coaching
Borrow Smart University - Certified Liability Advisor

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Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

Year Started

2021

Licenses

NMLS#: 2448184

Awards

7 Time Million Dol...

2 Time NAIFA Top 4...

Achievements

NAIFA Top 40 Under 40
Million Dollar Roundtable x 7
CFP, CLU, ChFC

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Hobbies

Lifting
Walking
Kids

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Disclaimer

Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice.