Josh Colvin
Sr. Loan Officer | NMLS# 1770163
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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Josh was very patient and thorough in his dealings with our family. He was very professional, caring, and informative. Despite the current pandemic and lack of our everyday normal work environment, he kept in touch even after normal working...
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Prompt responses as issues came up throughout loan process
Kept me informed the loan was moving along each step of the way.
Josh was helpful in explaining a lot of the various aspects of the home buying process and answered all of our questions quickly. It made our first home purchase a lot easier!
Josh is AMAZING. He made this such an easy process.
Joshua made the home loan process very smooth and easy.
Joshua was fantastic. He got us in our dream home when everyone else told us we would have to wait. If you think you can’t get in a home give him a try he will definitely do everything he can to get you in a house!!!
Worked hard for us. Kept the process smooth. Very helpful.
Mr. Colvin is a professional that deserves the highest recognition for his outstanding service.
Josh is a very smart, get it done kind of man. He helped me walk right through my loan process and really made it happen with ease. Thanks Josh!!!!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1770163
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.