Josh Colvin
Sr. Loan Officer | NMLS# 1770163
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Josh Colvin has attention to detail and us very knowledgeable. Our goal was to move through the process expeditiously and Mr Colvin met that challenge. While the process was not always smooth Mr Colvin took the t8me to explain the process which...
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I appreciated the updates through the whole process . Josh did a great job of communicating !
Josh was 1000% attentive to my needs and all of my questions. This is my very first home and he had so much patience with me and continued to break down all the information multiple times even though I wasn’t understanding certain things. He...
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Made the process simple, answered questioned as asked and resolved any issues that came up quickly.
Josh was outstanding and your company was so patient and understanding. Totally professional
Thanks!
All the help and support!!!
It was a great experience.
Excellent customer service
Great communication! Made this process smooth and was very helpful every step of the way!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1770163
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.