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Joseph Villa - Branch Manager in Irvine, CA

Joseph Villa

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Branch Manager

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • SFTP
    H
    Heather S
    Athens, GA
    Posted on July 30th, 2022 04:08 PM
    Joseph was very available and explained everything to me very well. When he didn't have an answer, he got one and got back to me. I really appreciated his help!
  • SFTP
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    Beverly B
    Lawrenceville, GA
    Posted on July 27th, 2022 04:38 PM
    Support, prompt responses, professional and knowledge, product matched my needs and financial situations, great customer service
  • SFTP
    R
    Robert T
    Maggie Valley, NC
    Posted on July 24th, 2022 03:20 PM
    The endless amount of documents to be found and scanned.
  • SFTP
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    Elicia H
    Asheville, NC
    Posted on June 22nd, 2022 04:14 PM
    Relatively easy online experience. Joseph Villa was great with answering or returning calls with my questions.
  • SFTP
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    Laura B
    Peachtree City, GA
    Posted on May 28th, 2022 06:54 PM
    Joseph was responsive.
  • SFTP
    J
    Jeffery S
    La Porte, IN
    Posted on May 14th, 2022 02:18 AM
    Joseph Villa did his job great and took care of what I needed even with some difficulty it was made sure it went thru
  • SFTP
    K
    Kevin L
    Pinon Hills, CA
    Posted on May 9th, 2022 06:34 PM
    Great communication with Joseph, he's very professional but talks with you as if he's known you. I definitely recommend this company because of him.
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    Joshua P
    Carrollton, GA
    Posted on May 7th, 2022 05:50 PM
    All of our questions were answered very quickly
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    Kara F
    Clemmons, NC
    Posted on May 3rd, 2022 02:39 PM
    Joseph did a great job of breaking down everything with respect to fees, interest rates, and timing. He is an asset to your organization!
  • SFTP
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    Dwayne P
    Tempe, AZ
    Posted on April 26th, 2022 08:09 AM
    The refi took too long.The processor kept coming back to me for more information that could have been required earlier in the process.The rate increased .25% after I had a lock at 3.75%. This was attributed to additional closing costs.I was...
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing