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Joseph Villa - Branch Manager in Irvine, CA

Joseph Villa

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Branch Manager

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • SFTP
    J
    Jennifer S
    Pacheco, CA
    Posted on March 3rd, 2022 03:57 AM
    Efficient and very patient through the whole loan process.
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    Mark L
    Minneapolis, MN
    Posted on February 28th, 2022 05:13 PM
    Fast and friendly service.
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    Hilda R
    LA CRESCENTA, CA
    Posted on February 27th, 2022 04:32 AM
    The process was seamless. Joseph was helpful throughout the process. The online Document signing system went very well and our notary was professional and friendly.
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    A
    Anthony P
    Oakdale, CA
    Posted on January 27th, 2022 04:31 PM
    Joseph provided lots of great information and advice in the beginning of the transaction, but then fell off during the process. I felt that I was the one constantly following up with Joseph and the processors for updates. I let him know that...
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    Francisco M
    Mira Loma, CA
    Posted on January 24th, 2022 04:31 AM
    The constant updates through the process
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    A
    Angela L
    Hesperia, CA
    Posted on January 4th, 2022 12:16 AM
    Very smooth process, great communication.
  • SFTP
    A
    Alberto R
    Victorville, CA
    Posted on December 6th, 2021 04:24 PM
    Joseph took the time to explain everything to us really well so we can understand the process and made it easy for us to summit our paperwork. Over all was really good service.
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    Debra B
    Fort Mohave, AZ
    Posted on December 1st, 2021 05:24 PM
    ..........
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    A
    Ana G
    Hesperia, CA
    Posted on November 10th, 2021 06:34 PM
    Joseph was very detail oriented and has great communication. He was very thorough with explaining the breakdown of our options and always answered any questions my family and I had. Overall, we had a great experience. Thank you, Joseph!
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    J
    John S
    Griffith, IN
    Posted on November 9th, 2021 05:05 PM
    Very easy, almost everything online.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing