
Joseph Chaoui
Mortgage Broker with West Capital Lending

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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He did everything quickly and professionally.
Joey Chaoui initiated the process and followed through every aspect. I really appreciated his leadership.
Joseph & Nikko did a excellent job thru the refi process. Always kept us informed and completed the task we were looking for.
Joey’s communication throughout the entire loan process was exceptional! He took his time explaining the things and providing numerous options for my family and I. As a result we ended up with the best option for my family while ensuring our...
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It would have been nice to have one person quarterbacking the process and to have had all of the documentation requests regarding our finances upfront so that we could avoid last minute requests for information. There seemed to be some confusion...
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Issues were resolved quickly and efficiently in terms of my time and effort too.
Working with Joseph has been great! He guided me trough the loan process professionally and finished as promised.
It was very smooth and Joey was very upbeat and professional.
Joey is very professional and informative. He made the whole process easy.
never more than a day or two between touch points. 5 other lenders involved. Some had a 3 day head start. But Joseph really made it clear he wanted our business. Responsiveness to our questions was immediate. Felt like he advocated for us all...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Loan Shopping Assistance
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Time Zone
Pacific Standard Time (PST)
Licenses
- Federal Mortgage Originator License NMLS ID #1681666
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing