
Joseph Chaoui
Mortgage Broker with West Capital Lending

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Great communication
I first had a different loan officer Sean Mathews that was just the worst experience I every had never followed up when he said he would drag the process on for 4 weeks and would not call back when I left him voice message or text Chaoui was...
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Most honest person. Thank you for all your help and getting the job done. I will use you again. Tremendous job I will highly recommend you yeah
Thank you
Bill
Joseph was great- responsive and informative.
Joe handled my refi in a very professional and expeditious manner. He maintained communications by keeping me up to date with how the refi was going. Thank you very much !
Joseph worked hard at finding a solution that fit our needs, very professional and was personally invested throughout the process.
I had the pleasure of working with Joseph Chaoui in the spring of 2021 to refinance my home. My experience working with Joseph was outstanding!!! My husband and I are both self employed, so we knew that it would take extra effort to refinance...
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Easy to complete documents and very friendly service
Joseph was absolutely amazing to work with. Very assertive. Always available after hours weekends. Very quick to respond. When issues would arise, he would have gone out of his way to help any way he can. Very great full I had the opportunity...
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It was a pleasure working with Joey in the loan process. He is knowledgeable, patient and thorough. I would gladly do business with him in the future.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Loan Shopping Assistance
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Time Zone
Pacific Standard Time (PST)
Licenses
- Federal Mortgage Originator License NMLS ID #1681666
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing