Joseph Chaoui
Mortgage Broker with West Capital Lending
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Ladera's encompassing quality loan process and customer first service commitment shames the competition.
The process was smooth and timely. All of my questions were answered directly and quickly.
Joseph and crew kept me updated through the whole process and were very courteous and knowledgeable. Made the process very easy.
Joseph was very knowledgeable and patient with us all the way through the loan process.
Joseph was very knowledgeable, explained things clearly, was very patient with questions, and followed up with updates as he committed to. I would recommend Joseph to others.
Constant communication and follow-ups an easy access and knowledge
Presented options, explained things in detail, communicated frequently, always available. Followed up
knowledgeable about loan and details of credit rating without dealing with multiple people.
Joey was a one stop professional!
Joey was not only very friendly and informative about the whole process, but was always updating me as to the status of my loan. He is someone you could only hope to work with making your process seem so easy.
Joey was great to work with and made my refinance easy quick.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Loan Shopping Assistance
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Time Zone
Pacific Standard Time (PST)
Licenses
- Federal Mortgage Originator License NMLS ID #1681666
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing