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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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Reviews from Web
Our case was not very easy and had a very tight closingon top. John and Stepannie are magicians they found every possible way and brought the ship home. Thank you so much for your support! I am reccomending them to anyone who need to buy or...
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Reply from John Carvalho
June 16th, 2024 01:21 PM
I'm thrilled to hear such positive feedback, Juan! It's great to know that Stepannie and I were able to successfully navigate the complexities of your case to ensure a smooth closing. Your recommendation means a lot to us, and we're always...
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John was great! Very helpful, quick responses and got us closed early!
Reply from John Carvalho
June 13th, 2024 08:38 PM
I'm thrilled to hear that you were satisfied with the level of service provided, Nora. It was my pleasure to assist you throughout the process. Your feedback is greatly appreciated and I'm glad I could expedite your closing. At CrossCountry...
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John was on point and very responsive. A pleasure to work with.
Reply from John Carvalho
June 11th, 2024 12:42 PM
I enjoyed working with you. Thanks for the great feedback.
John’s communicative, friendly, relatable, and efficient.
Reply from John Carvalho
June 10th, 2024 03:17 AM
It was great working with you. Thanks again for putting your trust in us.
John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Balazs S
Reply from Owner
June 22nd, 2026 07:46 PM
Thank you for the wonderful 5-star review, Balazs! We sincerely appreciate your support and are honored to have had the opportunity to assist you. Providing exceptional service and guidance throughout the mortgage process is always our goal....
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John and Stephanie were very responsive, always very helpful and informative, and ready to help when anything came up. And things did come up... They were both quick with suggesting alternative solutions, to the point every time, and ready...
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Reply from John Carvalho
June 6th, 2024 10:50 AM
Hi Balazs, thank you for the excellent review and for rating us 4.75 stars. We're glad to hear that you found our team responsive and always ready to help. We do our best to provide quick and effective solutions, and we're pleased that you...
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John went above and beyond for us
Reply from John Carvalho
May 30th, 2024 01:54 PM
I'm thrilled to hear that you had a positive experience! It's always my goal to go above and beyond for each client. Your feedback means a lot to me and the whole team at CrossCountry Mortgage, LLC. Thank you for the 5-star rating, Trent. I'm...
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John was great to work with and helped me greatly in getting my loan approved!
Reply from John Carvalho
May 25th, 2024 02:01 PM
Thank you so much for your positive feedback, Chrysa. I'm thrilled to hear that you had a great experience and it was my pleasure to assist you in getting your loan approved. Your satisfaction is my top priority and it's wonderful to know that...
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Great experience, best closing, and loan approvalprocess we have ever gone through. John was more than helpful ,was always willing to talk and answer any questions and never was hard to reach or dodgy.John will be the first person I recommend...
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Reply from John Carvalho
May 21st, 2024 01:11 PM
I'm thrilled to hear about your positive experience with the loan approval and closing process, Aaron. Being accessible and open to your questions is crucial for me and I'm glad it made a difference. It's a pleasure to know that you'd recommend...
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I have bought and sold many homes and I have to say John Carvalho is the worst Mortgage broker I have ever worked with. I was the seller on this transaction and was supposed to settle on a cash deal April 30 th. My buyers hooked up with Mr...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095