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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Anna S
Reply from Owner
June 22nd, 2026 07:50 PM
Thank you for the 5-star rating, Anna! It was our pleasure to help you navigate the home financing process, and we appreciate your confidence in The Carvalho Group at CrossCountry Mortgage.
John was so communicative and transparent through the whole process. He became a really trusted resource for us during the purchase of our new home and sale of our old one.
Reply from John Carvalho
January 23rd, 2025 09:52 PM
I'm really glad to hear your positive feedback, Anna! It was a pleasure to help you through the process and I'm thrilled that my communication and transparency assisted in making your home buying and selling experience smoother. I strive to...
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Great service, communication, support, and execution. Will recommend to family and friends.
Reply from John Carvalho
January 17th, 2025 01:31 PM
I'm genuinely thrilled to hear that you had a positive experience with the service, communication, support, and execution at CrossCountry Mortgage, LLC. It's always encouraging when customers acknowledge the good work of our team. Your recommendation...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Chris D
Reply from Owner
June 22nd, 2026 07:50 PM
Thank you for your support, Chris! Our team at The Carvalho Group at CrossCountry Mortgage is committed to providing reliable home financing solutions, and we appreciate the opportunity to serve you.
John, Stephanie ,,, my Friends
Thank you :):):)
Reply from John Carvalho
January 14th, 2025 01:29 AM
I'm really glad to hear from you, Krzysztof! Receiving a 5-star review from you means the world to us at CrossCountry Mortgage, LLC. Thank you for your kind words and for considering Stephanie and me as friends. It’s the best compliment we...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Vania S
Reply from Owner
June 22nd, 2026 07:51 PM
We truly appreciate your 5-star rating, Vania! Thank you for choosing The Carvalho Group at CrossCountry Mortgage for your mortgage lending needs, we're honored to help clients achieve their homeownership goals.
John and Jeff were a great team, I never felt nervous about the process and they got it done in time and with a great rate ! Thank you both !
Reply from John Carvalho
January 13th, 2025 02:29 PM
It's fantastic to hear that you felt comfortable and confident with Jeff and me guiding you through the process, Vania. Your satisfaction is our priority and we're thrilled that we were able to get things done efficiently and secure a great...
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I'm happy that I became a home owner through Cross Country mortgage company.
Reply from John Carvalho
December 19th, 2024 02:32 PM
I'm thrilled to hear about your positive experience, Emmanuel! Your happiness and satisfaction are what make my job worthwhile. I'm glad that CrossCountry Mortgage, LLC was able to assist in making your dream of homeownership a reality. Here's...
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John is an absolute pleasure and amazing to work with. He is knowledgeable aboug the space, resourceful, and was able to provide thoughtful solutions and got our deal done in a timely manner. Highly recommend!
Reply from John Carvalho
December 19th, 2024 01:07 AM
I'm incredibly grateful for the kind words, Xinyi! It was a pleasure to guide you through this process and I'm thrilled that we could get your deal done efficiently. Your recommendation means the world to me. Looking forward to assisting you...
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Thank you John for your help with our mortage
Reply from John Carvalho
December 15th, 2024 01:36 AM
I'm thrilled to hear that you had a positive experience with your mortgage process, Krysta. It was my pleasure to assist you. Your satisfaction is my top priority and I'm glad I could deliver. If you have any other mortgage-related needs in...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095