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John Carvalho at CrossCountry Mortgage - Branch Manager | NMLS #280297 in Union, NJ
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John Carvalho at CrossCountry Mortgage

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Branch Manager | NMLS #280297

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
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    NANCY R
    East Hanover, NJ
    Posted on November 30th, 2024 02:10 PM
    I had an excellent experience refinancing my mortgage with the Carvalho Group Crosscountry Mortgage. From start to finish, their team was professional, responsive, and made the entire process smooth and stress-free. They took the time to explain...
    read more
    Reply from John Carvalho
    December 7th, 2024 02:14 PM
    Thank you for the glowing review, Nancy! I'm thrilled to hear you had an excellent experience with us at CrossCountry Mortgage, LLC. It's always our goal to provide a smooth, stress-free process and it's great to know we hit the mark for you....
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    GIULIANA E
    Posted on October 28th, 2024 02:51 PM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from GIULIANA E
    Reply from Owner
    June 22nd, 2026 07:54 PM
    We appreciate your wonderful review, Giuliana! Thank you for choosing The Carvalho Group at CrossCountry Mortgage. Our team is dedicated to providing personalized mortgage solutions and exceptional service every step of the way.
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    GIULIANA E
    Point Pleasant Boro, NJ
    Posted on October 28th, 2024 02:51 PM
    Thanks for all of your and your teams help!
    Reply from John Carvalho
    November 4th, 2024 02:53 PM
    Hi Giuliana, thank you for your glowing rating and kind words. It was a pleasure to help you and your satisfaction with our service means the world to us at CrossCountry Mortgage, LLC. Your review has brought smiles to our team. Looking forward...
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    Victoria R
    Posted on October 24th, 2024 01:40 PM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Victoria R
    Reply from Owner
    June 22nd, 2026 07:47 PM
    Thank you for taking a moment to leave a 5-star rating, Victoria! We are honored to have been part of your mortgage journey. Helping clients achieve their homeownership goals is what motivates us every day. We appreciate your support and wish...
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    VICTORIA A
    Elizabeth, NJ
    Posted on October 24th, 2024 01:40 PM
    Very at what you do!
    Reply from John Carvalho
    October 31st, 2024 01:41 PM
    Thank you, Victoria! I'm thrilled to hear that you're satisfied with the service I provided. Receiving a 5-star rating really means a lot. It was a pleasure serving you at CrossCountry Mortgage, LLC. Your satisfaction is my top priority. If...
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    Edwin R
    Posted on October 20th, 2024 07:11 PM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Edwin R
    Reply from Owner
    June 22nd, 2026 07:48 PM
    Edwin, your 5-star review made our day! We know that securing a mortgage is an important financial decision, and we're grateful that you trusted our team to guide you through the process. Thank you for your confidence in us, and we look forward...
    read more
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    EDWIN R
    Budd Lake, NJ
    Posted on October 20th, 2024 07:11 PM
    Great communication, alway very helpfull and mad the process easy and manageable
    Reply from John Carvalho
    October 27th, 2024 07:11 PM
    I'm delighted to hear that you found our communication excellent and the process manageable, Edwin. Your positive feedback means a lot to me and the whole team here at CrossCountry Mortgage, LLC. We strive to make every interaction with our...
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    Sara A
    Posted on October 20th, 2024 12:23 PM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Sara A
    Reply from Owner
    June 22nd, 2026 07:48 PM
    Thank you, Sara, for your kind support and excellent rating. Every client experience matters to us, and we're thrilled to know that we earned your trust. The Carvalho Group at CrossCountry Mortgage is committed to providing clear communication...
    read more
  • SFTP
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    SARA A
    Budd Lake, NJ
    Posted on October 20th, 2024 12:23 PM
    John was a pleasure to work with ! Thank you !
    Reply from John Carvalho
    October 27th, 2024 12:26 PM
    I'm really glad to hear that you had such a positive experience, Sara! At CrossCountry Mortgage, LLC, we always aim to provide the best service possible. Your feedback is truly appreciated. If you ever find yourself in need of future assistance...
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    Sara A
    Posted on October 20th, 2024 12:00 AM
    John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Sara A
    Reply from Owner
    July 7th, 2026 12:00 AM
    Thank you, Sara, for your kind support and excellent rating. Every client experience matters to us, and we're thrilled to know that we earned your trust. The Carvalho Group at CrossCountry Mortgage is committed to providing clear communication...
    read more
  • 101–110 of 132
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 280297
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS