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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
I had an excellent experience refinancing my mortgage with the Carvalho Group Crosscountry Mortgage. From start to finish, their team was professional, responsive, and made the entire process smooth and stress-free. They took the time to explain...
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Reply from John Carvalho
December 7th, 2024 02:14 PM
Thank you for the glowing review, Nancy! I'm thrilled to hear you had an excellent experience with us at CrossCountry Mortgage, LLC. It's always our goal to provide a smooth, stress-free process and it's great to know we hit the mark for you....
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from GIULIANA E
Reply from Owner
June 22nd, 2026 07:54 PM
We appreciate your wonderful review, Giuliana! Thank you for choosing The Carvalho Group at CrossCountry Mortgage. Our team is dedicated to providing personalized mortgage solutions and exceptional service every step of the way.
Thanks for all of your and your teams help!
Reply from John Carvalho
November 4th, 2024 02:53 PM
Hi Giuliana, thank you for your glowing rating and kind words. It was a pleasure to help you and your satisfaction with our service means the world to us at CrossCountry Mortgage, LLC. Your review has brought smiles to our team. Looking forward...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Victoria R
Reply from Owner
June 22nd, 2026 07:47 PM
Thank you for taking a moment to leave a 5-star rating, Victoria! We are honored to have been part of your mortgage journey. Helping clients achieve their homeownership goals is what motivates us every day. We appreciate your support and wish...
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Very at what you do!
Reply from John Carvalho
October 31st, 2024 01:41 PM
Thank you, Victoria! I'm thrilled to hear that you're satisfied with the service I provided. Receiving a 5-star rating really means a lot. It was a pleasure serving you at CrossCountry Mortgage, LLC. Your satisfaction is my top priority. If...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Edwin R
Reply from Owner
June 22nd, 2026 07:48 PM
Edwin, your 5-star review made our day! We know that securing a mortgage is an important financial decision, and we're grateful that you trusted our team to guide you through the process. Thank you for your confidence in us, and we look forward...
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Great communication, alway very helpfull and mad the process easy and manageable
Reply from John Carvalho
October 27th, 2024 07:11 PM
I'm delighted to hear that you found our communication excellent and the process manageable, Edwin. Your positive feedback means a lot to me and the whole team here at CrossCountry Mortgage, LLC. We strive to make every interaction with our...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Sara A
Reply from Owner
June 22nd, 2026 07:48 PM
Thank you, Sara, for your kind support and excellent rating. Every client experience matters to us, and we're thrilled to know that we earned your trust. The Carvalho Group at CrossCountry Mortgage is committed to providing clear communication...
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John was a pleasure to work with ! Thank you !
Reply from John Carvalho
October 27th, 2024 12:26 PM
I'm really glad to hear that you had such a positive experience, Sara! At CrossCountry Mortgage, LLC, we always aim to provide the best service possible. Your feedback is truly appreciated. If you ever find yourself in need of future assistance...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Sara A
Reply from Owner
July 7th, 2026 12:00 AM
Thank you, Sara, for your kind support and excellent rating. Every client experience matters to us, and we're thrilled to know that we earned your trust. The Carvalho Group at CrossCountry Mortgage is committed to providing clear communication...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095