Top 5%
John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering...... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
John was an invaluable resource in helping our family purchase our first home. His flexibility, guidance, and communication throughout the process were outstanding. Would highly recommend him to anyone looking for a mortgage.
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John was an invaluable resource in helping our family purchase our first home. His flexibility, guidance, and communication throughout the process were outstanding. Would highly recommend him to anyone looking for a mortgage.
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Reply from John Carvalho
July 6th, 2026 06:52 PM
Leonid, I'm thankful for your kind words and the recommendation. It's great to know that my flexibility, guidance, and communication made a positive impact on your home-buying journey. If there's anything more I can assist you with in the future,...
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John Carvalho was fantastic to work with. Professional, knowledgeable, and always responsive. He made the entire process smooth and stress-free. We highly recommend him to anyone looking for outstanding service!
Reply from John Carvalho
June 24th, 2026 05:08 PM
Milton, I'm grateful for your kind words and recommendation. It's wonderful to hear that you found the process smooth and stress-free. If there's anything more I can help with, please feel free to reach out.
John was excellent & so are rest of staff!!
Reply from John Carvalho
June 18th, 2026 06:54 PM
Charles, I appreciate your kind words about both me and the team. I'm happy to know you had an excellent experience with us. If there's anything more I can assist you with, please let me know.
Great work, Impressive
Reply from Owner
June 22nd, 2026 07:53 PM
Jason, your 5-star rating means a lot to us! Thank you for allowing us to be part of your homeownership journey and for choosing The Carvalho Group at CrossCountry Mortgage.
The best Customer Service
Reply from Owner
June 22nd, 2026 07:52 PM
Thank you, Margret, for your 5-star review! We truly appreciate your trust in The Carvalho Group at CrossCountry Mortgage and are honored to have been part of your home financing journey.
Great Service
Reply from John Carvalho
June 15th, 2026 04:58 PM
Margret, I appreciate your feedback. I'm glad to hear you received great service. If there's anything more I can do for you, please let me know.
John is amazing at what he does. I whole heartedly trust him. He excels at what he does best and provides the best possible rate. I would 100% recommend him and his entire team without reservation.
Reply from John Carvalho at CrossCountry Mortg...
May 28th, 2026 07:30 PM
Ankit, thank you so much for your trust and recommendation. I'm grateful to hear that you had a positive experience and found the rates satisfactory. If there's anything else you need, feel free to reach out.
John was great - highly recommend!
Reply from John Carvalho
May 25th, 2026 08:57 PM
Cole, thank you for your recommendation and kind words. I'm glad I could provide a positive experience for you.
The communication amd advice moving through the process helped keep everyone calm and informed as we prepared for a smooth closing .
Reply from John Carvalho
May 18th, 2026 04:50 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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730
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095