John Carvalho at CrossCountry Mortgage's Cover Image

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John Carvalho at CrossCountry Mortgage

Branch Manager | NMLS #280297

4.9

(108)

Mortgage

Mortgage Loan Officer

Contact Info

(908) 447-4695

Union, NJ

https://www.ccm.com/John-Carvalho

Location & Business Hours

Business Hours

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

Sat

closed

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4.9

(108)

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Experience.com

4.87

(72)

Google

5.0

(36)

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John is amazing at what he does. I whole heartedly trust him. He excels at what he does best and provides the best possible rate. I would 100% recommend him and his entire team without reservation.

Reply from John Carvalho at CrossCountry Mortg...

May 28th, 2026 07:30 PM

Ankit, thank you so much for your trust and recommendation. I'm grateful to hear that you had a positive experience and found the rates satisfactory. If there's anything else you need, feel free to reach out.

John was great - highly recommend!

Reply from John Carvalho

May 25th, 2026 08:57 PM

Cole, thank you for your recommendation and kind words. I'm glad I could provide a positive experience for you.

The communication amd advice moving through the process helped keep everyone calm and informed as we prepared for a smooth closing .

Reply from John Carvalho

May 18th, 2026 04:50 PM

Thank you for the 5-Star review. If you need anything, feel free to give us a call.

From start to finish, we felt informed of every step in the process. When things seemed to get a bit difficult, John and his team got on the phone and talked us through the process and we were able to resolve the kinks along the way quickly...

Reply from John Carvalho

May 18th, 2026 03:04 PM

Carmen, I'm pleased to know that you felt informed and supported throughout the process. It's important to me to ensure that any difficulties are addressed quickly and efficiently. Thank you for your kind words and for recommending my team...

John, Stephanie & Ashley were all an absolute pleasure to work with, always extremely informative and professional through every step of the process.

Reply from John Carvalho

May 11th, 2026 02:12 PM

Maryann, I appreciate your kind words about working with Stephanie, Ashley, and me. We're glad to hear that you found our team informative and professional throughout the process. If you ever need further assistance, please feel free to reach...

Smooth experience from the first day. Mr. Carvalho and his team were amazing. They were quick at returning calls and responding to any questions or concerns. I highly Recommend Cross Country Mortgage for anyone seeking a mortgage or refinance....

Reply from John Carvalho

May 11th, 2026 12:44 PM

Paulo, I'm grateful to hear that you had a smooth experience with me and my team. It's important to us to be responsive and address any questions or concerns promptly. Thank you for recommending CrossCountry Mortgage, and for your kind words....

Was very hon about what to expect from the start to end of the proces. Explained how everything will work and how the payment would be calculate.

Reply from John Carvalho

May 4th, 2026 05:04 PM

Brian, I'm glad to hear that you found my explanations helpful throughout the process. It's important to me that clients feel informed and confident in understanding how everything works, including payment calculations. If you have any more...

John kept this transaction on track every step of the way. He was available to answer questions and concerns, coud not have made this deal happen without him!

Reply from John Carvalho

April 28th, 2026 12:51 PM

It was great working with you. Thanks again for putting your trust in us.

John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Gagan D

He is very helpful and he did My loan very quick.

Reply from John Carvalho

April 27th, 2026 01:26 PM

I'm pleased to know that you found my assistance helpful and that the loan process was quick for you, Davinder. If there's anything else I can do for you, please let me know.

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage