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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering...... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
John Carvalho was fantastic to work with. Professional, knowledgeable, and always responsive. He made the entire process smooth and stress-free. We highly recommend him to anyone looking for outstanding service!
John was excellent & so are rest of staff!!
Reply from John Carvalho
June 18th, 2026 06:54 PM
Charles, I appreciate your kind words about both me and the team. I'm happy to know you had an excellent experience with us. If there's anything more I can assist you with, please let me know.
Great work, Impressive
The best Customer Service
Great Service
Reply from John Carvalho
June 15th, 2026 04:58 PM
Margret, I appreciate your feedback. I'm glad to hear you received great service. If there's anything more I can do for you, please let me know.
John is amazing at what he does. I whole heartedly trust him. He excels at what he does best and provides the best possible rate. I would 100% recommend him and his entire team without reservation.
Reply from John Carvalho at CrossCountry Mortg...
May 28th, 2026 07:30 PM
Ankit, thank you so much for your trust and recommendation. I'm grateful to hear that you had a positive experience and found the rates satisfactory. If there's anything else you need, feel free to reach out.
John was great - highly recommend!
Reply from John Carvalho
May 25th, 2026 08:57 PM
Cole, thank you for your recommendation and kind words. I'm glad I could provide a positive experience for you.
The communication amd advice moving through the process helped keep everyone calm and informed as we prepared for a smooth closing .
Reply from John Carvalho
May 18th, 2026 04:50 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
From start to finish, we felt informed of every step in the process. When things seemed to get a bit difficult, John and his team got on the phone and talked us through the process and we were able to resolve the kinks along the way quickly...
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Reply from John Carvalho
May 18th, 2026 03:04 PM
Carmen, I'm pleased to know that you felt informed and supported throughout the process. It's important to me to ensure that any difficulties are addressed quickly and efficiently. Thank you for your kind words and for recommending my team...
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John, Stephanie & Ashley were all an absolute pleasure to work with, always extremely informative and professional through every step of the process.
Reply from John Carvalho
May 11th, 2026 02:12 PM
Maryann, I appreciate your kind words about working with Stephanie, Ashley, and me. We're glad to hear that you found our team informative and professional throughout the process. If you ever need further assistance, please feel free to reach...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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717
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Addresses and Serving Areas
Serving
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095