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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
John and Stephanie were so great to work with, they went above and beyond to help and make the whole process seamless. They really care about helping their clients and we couldn't be happier! Thank you for helping us get our home!
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Reply from John Carvalho
September 8th, 2026 07:04 PM
Jaclyn, I'm so pleased to hear that you felt supported by Stephanie and me throughout the process. Your happiness with how smoothly everything went means a lot to us. Thank you for trusting us to help you get your home!
John and his team were always there for us, guiding us step by step through otherwise a stressful process . John was completely open and honest about what it would take to keep everything moving forward seamlessly. We are so grateful for their...
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Reply from Owner
September 7th, 2026 07:44 PM
Steve, I'm glad to know that you felt supported throughout the process. Your appreciation for our team's openness and dedication is truly valued. It's wonderful to hear that you're happy with the outcome.
John and his team were always there for us, guiding us step by step through otherwise a stressful experience. John was completely open and honest about what it would take to keep everything moving forward seamlessly. We are so grateful for...
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Reply from John Carvalho
September 7th, 2026 01:54 PM
Steven, I'm pleased to hear that you felt supported by me and my team throughout the process. Your gratitude for our guidance and hard work is very much appreciated. Thank you for sharing your positive experience with us.
Great experience from start to finish! The entire team was very helpful, attentive, and professional. I highly recommend them! ⭐️⭐️⭐️⭐️⭐️
Reply from John Carvalho
August 31st, 2026 05:20 PM
Fabio, I'm grateful for your kind words and recommendation. It's wonderful to hear that you had a great experience with the team and felt supported throughout the process. Thank you for sharing your feedback!
John CarvalhoGreat and wize man with great energy to accoplish his goal. I love to work with him in the future. My best wishes goes to him.Stephanie Carvalho, is great cordinator and help. I realy thankfull her to. My best wishes goes to her....
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Reply from John Carvalho
August 31st, 2026 05:44 PM
Pervaiz, I appreciate your kind words and best wishes. I'm glad to know you enjoyed working with me and Stephanie. We look forward to the possibility of working together again in the future.
John and stephanie were amazing to work with. I couldn't have got it done without them.
Reply from John Carvalho
August 27th, 2026 06:56 PM
Jamie, I appreciate your kind words. It's great to know that Stephanie and I could assist you effectively. Thank you for sharing your positive experience.
Great job
Reply from John Carvalho at CrossCountry Mortg...
August 24th, 2026 03:23 PM
Prabhat, thank you for your kind words. I'm happy to know you had a good experience.
John does what has been discudded and promised.
Reply from John Carvalho
August 5th, 2026 05:43 PM
Joe, I'm glad to hear that I was able to meet your expectations and deliver on our discussions and promises. Thank you for your positive feedback.
I had an incredible experience working with John Carvalho for my mortgage. From our very first conversation, he was professional, knowledgeable, and genuinely invested in helping me secure the best possible rate. John went above and beyond...
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Reply from Owner
August 3rd, 2026 03:41 PM
Shakhnoza, thank you so much for your thoughtful review and for trusting me with your mortgage. My goal is always to make the process as clear and manageable as possible, so I’m glad you felt informed and supported every step of the way. It...
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I had an incredible experience working with John Carvalho for my mortgage. From our very first conversation, he was professional, knowledgeable, and genuinely invested in helping me secure the best possible rate. John went above and beyond...
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Reply from John Carvalho
August 5th, 2026 04:03 PM
Shakhnoza, I'm grateful for your kind words and am pleased to hear that you had a positive experience throughout the mortgage process. It's nice to know that my efforts to provide clear explanations and prompt responses made the journey more...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095