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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
John does what has been discudded and promised.
I had an incredible experience working with John Carvalho for my mortgage. From our very first conversation, he was professional, knowledgeable, and genuinely invested in helping me secure the best possible rate. John went above and beyond...
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I had an incredible experience working with John Carvalho for my mortgage. From our very first conversation, he was professional, knowledgeable, and genuinely invested in helping me secure the best possible rate. John went above and beyond...
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John has been an amazing help throughout the entire process of purchasing our first home. We really appreciated his patience with us, clear explanations, and prompt communication. We would highly recommend working with John.
Reply from John Carvalho at CrossCountry Mortg...
July 30th, 2026 07:21 PM
Jaimee, I'm pleased to hear that you found my support helpful during your first home purchase. Your appreciation for my patience, clear explanations, and prompt communication means a lot. Thank you for your kind recommendation. If there's anything...
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John Carvahlo and his team at Cross Country Mortgage are lending wizards! They helped my client flawlessly move from a quick pre-approval to the closing table. Can't recommend this team enough, The Carvahlo Group will get it done!
Reply from Owner
July 28th, 2026 01:30 PM
Jonathan, I appreciate your enthusiastic recommendation and am glad to hear that everything went smoothly from pre-approval to closing. It's great to know that you and your client had a positive experience with my team at CrossCountry Mortgage....
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John was terrific getting our client pre-approved, communicating the under writer's needs to get the clear to close and explaining the closing docs. Our ownly negative was the late delivery of closing docs from the closing agent, NOT John....
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Reply from John Carvalho
July 27th, 2026 02:43 PM
Jonathan, I appreciate your acknowledgment of my efforts in the pre-approval and communication process. I'm sorry to hear about the delay with the closing documents and understand how frustrating that must have been. Please feel free to reach...
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John was friendly and responsive throughout the entire process. Answered all of our questions and provided guidance that went a long way.
Reply from John Carvalho
July 27th, 2026 01:16 PM
Steven, I'm grateful for your kind words about my friendliness and responsiveness. It's good to know that I could provide the guidance you needed throughout the process. If there's anything else I can help with, please let me know.
John is dependable and honest
Reply from Owner
July 20th, 2026 08:36 PM
Krissy, I appreciate your feedback and am pleased to hear that you find me dependable and honest. If there's anything else you need, please feel free to reach out.
Every transaction with John is ⭐️⭐️⭐️⭐️⭐️
Reply from John Carvalho
July 20th, 2026 03:39 PM
Kristina, I'm glad to hear that you've consistently had five-star experiences with me. If there's anything more I can do for you in the future, please don't hesitate to reach out.
John was an invaluable resource in helping our family purchase our first home. His flexibility, guidance, and communication throughout the process were outstanding. Would highly recommend him to anyone looking for a mortgage.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095