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John Carvalho at CrossCountry Mortgage
Branch Manager | NMLS #280297
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Very responsive and well informed.
Reply from John Carvalho
September 4th, 2024 05:02 PM
I'm delighted to know that you found me to be responsive and well-informed, Mark. I'm here to facilitate and simplify the mortgage process for you, and your positive feedback is a great affirmation of our efforts. Here at CrossCountry Mortgage,...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Alassane C
Reply from Owner
June 22nd, 2026 07:45 PM
Thank you so much for your 5-star rating, Alassane! We truly appreciate your support and are grateful that you chose The Carvalho Group at CrossCountry Mortgage. It was our pleasure to assist you, and we look forward to being a resource for...
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Thank you John
Reply from John Carvalho
September 4th, 2024 12:24 PM
Hey Alassane, really appreciate your positive feedback and the 5-star rating! It was my pleasure helping you with your mortgage needs. Should you require any more assistance in the future, feel free to reach out. Thanks again for choosing CrossCountry...
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John Carvalho at CrossCountry Mortgage has received a review with 5 star rating from Llycela G
Reply from Owner
June 22nd, 2026 07:45 PM
Thank you, Llycela, for taking the time to leave us a 5-star review! Your feedback means a lot to our team. At The Carvalho Group at CrossCountry Mortgage, we are committed to making the mortgage process as smooth and stress-free as possible....
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I WILL HIGHLY RECOMMEND THEM
Reply from John Carvalho
August 28th, 2024 01:23 PM
I'm truly grateful for your positive review, Llycela. Your recommendation means a lot to me and the whole team at CrossCountry Mortgage, LLC. We always strive to provide top-notch service to every customer, and I'm thrilled to hear that we...
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Thanks so much for all your help John!
Reply from John Carvalho
August 5th, 2024 01:18 PM
Hey Gabriel, I'm thrilled to hear that you had a positive experience with CrossCountry Mortgage. Your feedback and your 5-star rating mean a lot to me. It was truly a pleasure to assist you. Don't hesitate to reach out if you need anything...
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John was fantastic throughout our entire experience! He is phenomenal with communication, makes all the paperwork easy and efficient (we loved the portal), gives great advice and was a pleasure to work with. We had a very tight turnaround and...
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John was fantastic throughout our entire experience! He is phenomenal with communication, makes all the paperwork easy and efficient (we loved the portal), gives great advice and was a pleasure to work with. We had a very tight turnaround and...
read more
Reply from Owner
April 3rd, 2026 06:35 PM
Thank you for the amazing feedback! We're so glad John could make the process easy and efficient for you, especially with the tight turnaround. We truly appreciate your trust and are thrilled to hear you'll be recommending him to others!
Do not hesitate to work with Stephanie and John to get your mortgage. They walked us thru to get the closing in record time with a great rate!
Do not hesitate to work with Stephanie and John to get your mortgage. They walked us thru to get the closing in record time with a great rate!
Reply from Owner
April 3rd, 2026 06:35 PM
Thank you for the fantastic review! We're thrilled to hear that Stephanie and John made your mortgage process smooth and efficient. We truly appreciate your recommendation!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Union, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #280297 | Branch NMLS #1600235
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 280297
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095