John Belli
Branch Manager, VP | NMLS# 254976
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Working with John and his team was a great experience. Can’t wait to do it again! Highly recommend!!
John helped me understand the process as a first time buyer and find a competitive loan that worked for me and the parameters I shared with him. Was always available on short notice for any questions I had, and Provided updates and follow ups...
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Helped me understand the process as a first time home buyer, and find a competitive loan that worked with the parameters I shared with him. Was always available on short notice for any questions I had, and followed up diligently to make sure...
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Tried to refinance my house and ran into some problems until a friend recommended, John Belli. He never missed a phone call and was on top of everything. Made the process really easy for me and more importantly helped me get my home refinanced....
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I had sent John a text message with all the details regarding my situation. Not being one to “beat around the bush”, or “waste anyone’s time”, my initial message including specific times and days of the week to contact me. I was also specific...
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Reply from John Belli
May 18th, 2023 12:00 AM
Hi Justin, I went through all my texts I never not received one message from other then an Un-scribe message. I would appreciate it if you could make sure it was in fact me that you texted. I can provide you proof as well that the only text...
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Made our home buying process a good experience! Always responded right away to any questions and concerns. Would definitely recommend anyone looking to get help buying a home to contact John
We are new to Oregon and didn’t know anybody. We asked around for recommendations for a good lender to work with when buying a house. John Belli was highly recommended for his efficiency! He was that and more! He was very patient with giving...
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Johnny and his team provide overall excellence service and are very friendly, courteous, professional, flexible and efficient. I was able to close on my loan 10 days ahead of schedule and Johnny and his team stayed on top of everything. Johnny...
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Buying this house was an absolute headache. Closing pushed out a half dozen times due to issues with one lender, the builder, and issues with the city. We almost had to back out due to an issue with how the builder set up the property, even...
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John Belli & his team were highly competent and responsive - they all went above and beyond to help us through the process. Thank you John Belli & Capital Hill Mortgage!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.