John Belli
Branch Manager, VP | NMLS# 254976
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
John was absolutely wonderful to work with. We had a complicated situation and he was patient and walked us through the entire process. He was very easy to get a hold of and responded promptly to any messages I sent him. He never seemed bothered...
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John is a Stellar professional. I cannot say enough to recommend him. He is the very best to get the job done at the lowest interest rates & reasonable closing costs.
Saying that John Belli did a great job for me is an understatement! He made a somewhat stressful process fun and seamless. I even did some comparison shopping and no on else could come close to his rates and fees - which ended up being lower...
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Excellent lender to work with. Really took the time to explain the process to us, Answered all our questions and was always really quick to reply. John helped us buy our first home! Definitely recommend working with him.
I have to say that this has been the smoothest mortgage process i have been through. John and his team exceeded expectation and went above and beyond on my loan. Not only did i receive a great rate we also closed in 29 days, the communication...
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I have worked with John x2. The first time was a home purchase and the second time was a refinance. My initial purchase was complex to say the least and I really had no idea what I was doing. John took the time to walk me through the process...
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I had to really work and press to get any info out of capital hill mortgage. Unlike the other lenders I worked with, where they competed for my business, capital hill just didn't seem to want to be bothered with me. I am closing my refinance...
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John was so helpful and reliable throughout the entire process. I felt secure and he was very straightforward about everything involved - it all felt very daunting at first put he put me at ease. He was thoughtful and prompt and very communicative....
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John got is out of a challenging situation and we got our dream home. He never made promises he couldn’t keep. Was always straight forward. Will be working with him again in the future.
As first time home buyers, we now know how stressful it can be to buy a home and mostly in this Covid 19 pandemic but, my husband and I are so grateful we had John to help through our mortgage process. He was very polite, respectful, professional...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.